SALE! Cash-flow positive +€135/month rented 1‑bed flat in an M&E‑renovated building — rental yield over 11%, Jyväskylä

NOTE: Price reduced! The yields below were calculated using the original price.

Bid here for a high-yield, cash-flowing investment flat at a low price! The property is already let to a reliable tenant and the company has carried out, among other works, a pipe renovation.

Property:
A rented 55 m² one‑bed flat for sale in Jyväskylä at Samettijalka 4. The flat is in Asunto Oy Kotasenpuro and is 55 m² (2 rooms + kitchen) according to the articles of association. The apartment is on the 2nd floor.

The flat is tidy with a practical layout, ideal for letting. The layout is clear: separate kitchen, living room, bedroom and bathroom form a functional whole. The 55 m² flat offers ample living space for a tenant while remaining a sensible size for an investor and easy to rent. This is suitable for an investor seeking a ready‑let flat at a modest purchase price with good monthly cash flow.

Housing company:
Asunto Oy Kotasenpuro is a well‑maintained, pleasant walk‑up block built in 1976, located in Keltinmäki by Kotalampi. The company has a total of 15 flats. The building stands on its own plot and is heated by district heating.

Several notable repairs and improvements have been carried out over the years, such as a new roof in 2013, facade repairs in 2022 and a full services renovation in 2020 (plumbing and electrical). The company’s finances are well managed: the operating expenses showed a surplus of €9,810.01 and the cumulative maintenance charge surplus was €24,993.66. The maintenance charge is a modest €4.60/m²/month.

City:

Jyväskylä is one of Finland’s fastest‑developing cities, combining a stable rental market, growing population and a strong education cluster. With over 144,000 inhabitants it is the economic, education and service centre of Central Finland and attracts thousands of new residents each year — especially young adults, students and working‑age people. The city is known for its wide range of education. The University of Jyväskylä, the university of applied sciences and numerous secondary institutions ensure steady demand for small and medium rental flats. Students form a significant tenant group and turnover in rentals is active. Jyväskylä’s employment situation has developed positively and the city has attracted new companies and investment.

Micro-location:

The flat is in a pleasant, quiet area of Keltinmäki at the end of a cul‑de‑sac beside Kotalampi and park areas, a few kilometres from Jyväskylä city centre. Local basic services are good: supermarkets, restaurants, a library, daycare and a school. Excellent outdoor options include Kotalampi, a dog park, football and sports fields and extensive forests with trails — ideal for nature and exercise lovers. There are good transport links to the centre — the bus stop is about 100 metres from the flat.

Tenancy:

The flat is let to a reliable tenant with good credit. The tenancy agreement is open‑ended, starting on 1 June 2026 with the first termination date on 1 April 2027. The rent is €625.00/month + service charges.

Yield:

The flat produces €372.00/month after the maintenance charge, giving an annual return of €4,464.00. At a debt‑free price of €40,000 the rental yield is 11.2% and the return on equity is around 25%! The rental still leaves a positive cash flow of €135.50/month after maintenance and financing charges, which is €1,626.00 per year. The flat is subject to a company loan of €22,180.65 (as of 28 February 2026), allowing entry at a low sale price. The financing charge is recognised in the company accounts, meaning the investor can deduct it in full for tax purposes.

Why is this a good investment?

✅ Well‑lettable flat in a good location

✅ Growing, vibrant student city

✅ Well‑maintained company with pipe renovation completed

✅ Already let to a reliable tenant

✅ Low maintenance charge — only €4.60/m²

✅ Clearly cash‑flow positive investment

✅ Tax benefit from the company loan for the investor

✅ Rental yield over 11%!

✅ Low sale price → return on equity approx. 25%!

Buy this profitable investment cheaply! If you have any questions, please contact us without hesitation.