SALE! Central two-room flat in Kerava — rented to a long-term tenant, Kerava

Modern two-room flat in Kerava sold rented at an unusually low starting price!

Flat:
For sale: a rented, bright two-room flat from Lintulammenkatu in Kerava, completed in 2020 in a building with a lift. The flat belongs to Asunto Oy Keravan Karaatti and is officially 32 m² (2 rooms + kitchenette). The apartment is on the 4th floor and has a very efficient layout: open-plan kitchen-living room, separate bedroom, spacious bathroom and a glazed balcony, making the whole modern and easy to rent. It is a corner flat with windows in two directions, which makes it very light.

Light surfaces, large windows and pale flooring bring plenty of natural light and a sense of space. The kitchen is stylish and modern, fitted with light cupboards, an integrated oven, hob, extractor hood and dishwasher. There is good storage in the hallway and bedroom wardrobes. The bathroom is neat and contemporary: dark tiles, glass shower screen, mirrored cabinet and a washing machine connection form a functional whole. A glazed balcony opening to two directions adds usable space and comfort.

Housing company:
Asunto Oy Keravan Karaatti is a 66-apartment building with a lift, completed in 2020, at Lintulammenkatu 2 B. The company is relatively new and has carried out typical maintenance for a new build, such as duct cleaning and air flow adjustments in 2024 and balcony glass maintenance in 2025. In 2025–2026 it has been decided to renew the common-area locking to an iLOQ smart-lock system, and normal annual and scheduled maintenance is planned for coming years.

Location:
The flat is excellently located next to Kerava town centre, making it attractive to both tenants and investors. Town centre services, shops, restaurants, exercise facilities and everyday services are close by, and Kerava railway station provides smooth connections to the Helsinki metropolitan area. The location suits a tenant who values easy everyday life, proximity to services and good transport connections without needing a car. At the same time, the modern building, glazed balcony and included parking space make the property exceptionally versatile.

Kerava:
Kerava is a growing, well-accessible town next to the Helsinki metropolitan area, offering investors an attractive mix of lower price levels, strong rental demand and excellent transport links. Kerava’s station, town centre services and quick connections to the capital region make the area sought after by tenants. For an investor, Kerava offers an interesting opportunity to access the nearby metropolitan rental market at a clearly lower price level than many areas in the capital region.

Tenancy:
The apartment is rented on an open-ended tenancy starting on 1 October 2022 to a tenant with a clean credit record. The rent is €731.00/month + service charges.

Rental yield:

The maintenance charge for the flat is €230.40/month, leaving a net rental income of approximately €500.60/month, i.e. €6,007.20/year. At the starting price the return on equity (ROE) is over 40% ((rent – maintenance charge) × 12 / sale price × 100). The housing company loan on the flat is €90,032.15 as of 31 March 2026. The capital charge has been recorded as income in the housing company’s accounts, so the investor can deduct it from rental income.

Why this property?

✅ Right next to the town centre

✅ Rented to a long-term tenant

✅ Starting price only €15,000 –> opportunity for exceptionally high ROE

✅ Stylish and bright corner flat

✅ Capital charges recorded as income –> tax benefit for the investor

This is an excellent opportunity for an investor seeking a ready-rented, modern property purchasable with little own capital. A relatively new housing company, good location, low sale price and high ROE make this a very interesting investment.