Seized property in Hankasalmi, Hankasalmi

The property will be sold by competitive bidding in an online auction held on the www.huutokaupat.com website during the period 29 June 2026 - 26 July 2026. Participation in the auction requires registration. The deadline for submitting bids ends at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the service provider’s system availability. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer will decide separately whether to accept or reject the highest bid. The decision to accept or reject the highest bid will be made within two business days after the end of the sale, or after a statement has been received from the secured creditor regarding the sale.

If it is not possible to submit purchase offers through the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be attached to the online auction as the maximum bid according to the automatic increase mechanism. The written offer must be signed and must state the bidder’s contact details, the maximum amount of the offer and the Huutokaupat.com item number to which the offer relates. A written purchase offer is binding and the same terms apply as to the online auction. The offer must be submitted no later than 22 July 2026 at 12:00 to the Enforcement Authority’s Jyväskylä office at Vapaudenkatu 54, 40100 Jyväskylä, or by e‑mail to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to terminate the sale or to extend the sale period.

Bids submitted in the online auction are binding. If an accepted bid is approved, the bidder is obliged to pay the purchase price offered within the agreed payment period. Failure to pay the offered purchase price may lead to buyer liability under Section 25, Chapter 5 of the Enforcement Code.

Payment terms

The buyer must immediately pay a deposit equal to 20 per cent of the purchase price to the Enforcement Authority’s official account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the maker of the highest bid whose bid has been accepted. The maker of the highest bid must state on whose behalf the bid was made; otherwise the maker of the highest bid will be deemed to be the buyer.

The balance of the purchase price may be paid within a maximum of six weeks from the date the payment details are sent. The payment period must be agreed separately. If a payment period is granted, annual interest will be charged on the whole purchase price in accordance with section 3, subsection 2 of the Interest Act for the entire agreed payment period from the date of sale until the end of the payment period.

If no payment period is granted, the purchase price must be paid immediately after acceptance of the bid.

If payment is not made within the specified time, the buyer shall pay default interest on the whole purchase price in accordance with section 4, subsection 1 of the Interest Act until the purchase price has been paid or a new sale has been completed.

Buyers are advised to familiarise themselves thoroughly with the property, the sales brochure and the attached documents before making an offer.