SALE! Pipe-renovated rented three-room apartment now at a very low sale price, Kuopio

For sale to the highest bidder: a ready-rented, pipe-renovated three-room apartment in a great location!

Apartment:
This is a well-maintained 83 m² three-room apartment with a balcony on the 2nd floor. The layout is practical, with two bedrooms, a living room, a separate kitchen and a bathroom with washing machine connection. The flat is well suited to rental use, and a dishwasher was installed this year.

Kuopio as an investment city:

Kuopio is located in the North Savo region on the shores of Lake Kallavesi. More than 120,000 people live in Kuopio, making it Finland's 8th largest city (Source: www.kuopio.fi). In Pellervo Economic Research’s 2020 study Kuopio ranked 1st among Finland's largest cities (Source: www.vuokranantajat.fi).

Kuopio offers a wide range of services and good transport links. There are shopping centres, restaurants, cultural sites and sports facilities, and many events are held annually. Kuopio is also known for its beautiful nature and impressive lake scenery. From an investor’s point of view Kuopio is attractive and the housing market has been stable, with property prices reasonable compared to other major Finnish cities. The city's growing student population also increases demand for rental housing.

Housing company:

The company comprises one building with 26 apartments. The most significant renovations have been completed—see the list below. The company is peaceful and the atmosphere in the building is good. Rental demand in the area and within the company is excellent.

Tenant:

The flat is rented on a fixed-term tenancy agreement to reliable tenants with clean credit records from 15 November 2025. The first possible termination date is 1 September 2026, so the landlord can expect secure rental income.

Rental yield:

The monthly rent is €925. After the housing charge the property yields €510.00 per month, giving an annual yield of €6,120.00. The apartment is burdened by a company loan of €55,248.43 (as of 31 July 2026). The housing company loan is recorded in the company's accounts, so the financing charge is fully tax-deductible. The exact loan amount will be updated at closing.

Distances:

- 150 m bus stop
- 160 m K-Market
- 750 m Kalevala School
- 1.4 km Honkalahti beach
- 2.0 km travel centre
- 2.1 km Kuopio city centre
- 2.2 km Kuopio harbour
- 2.3 km Kuopio City Library
- 4–5 km University of Eastern Finland campuses

Major renovations:

- Windows and balcony doors replaced 1999
- Lifts installed and stairwells renovated 2006
- Plot supply and main sewer replaced 2006
- Extract ventilation units replaced 2008
- Domestic water pipes renewed and apartment water meters installed 2013
- Balconies renovated and glazing installed 2018
- Sewer network relined 2021

Why bid on this property:
✅ Good and reliable tenant (clean credit records)
✅ Low sale price –> excellent return on equity
✅ Company loan –> enables leverage and tax benefits
✅ Location – peaceful, close to nature, near services and the shore, 2 km to the centre.
✅ Major housing company renovations completed

Bid now to secure a great investment for Christmas at a huge discount!