Foreclosed property in Lammi town centre, Hämeenlinna

The property is sold in an online auction held on the www.huutokaupat.com website.

The online auction ends on 30 July 2026 at 13:00 or three minutes after the last bid accepted into the auction. The bailiff may accept or reject any bid.

If it is not possible to place a bid via the huutokaupat.com service, a prospective buyer may submit a written offer to the bailiff, which will be attached to the online auction as the maximum offer according to the automatic increase settings. A written offer is binding and is subject to the same conditions as the online auction. The written offer must be signed and must state the bidder's personal and contact details, the maximum amount of the offer and the huutokaupat.com reference number of the lot. Submission of a written offer must be agreed with the bailiff in advance and the offer must be received by the Enforcement Authority's Hämeenlinna office by 29 July 2026 at 12:00. Offers sent by post should be addressed to: Ulosottolaitos, Hämeenlinna office, Arvi Kariston katu 5, 4th floor, 13100 Hämeenlinna, or sent by e‑mail to hameelinna.realisointi.uo@oikeus.fi

The bailiff may accept or reject the highest bid in the auction. A bid is binding and cannot be withdrawn. See the general auction terms regarding the binding nature of bids and the buyer's liability. The enforcement authority is not responsible for the service provider's system. The highest bid is the one that the service provider's system has accepted as highest.

The buyer must immediately pay a deposit of €5,000.00 to the Enforcement Authority's fiduciary account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder whose bid has been accepted as highest. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be considered the buyer.

If necessary, the balance of the purchase price may be granted payment time of up to six weeks. Payment terms must be agreed separately. If payment time is granted, annual interest will be charged on the full purchase price in accordance with section 3(2) of the Interest Act for the agreed period from the date of sale until the end of the payment period. If no payment time is granted, the purchase price must be paid immediately after acceptance of the offer. If payment is not made within the specified time, the buyer must pay default interest on the full purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale has been completed.

The Enforcement Authority will contact the bidder whose bid has been accepted as highest. The highest bidder must then also state on whose behalf the bid was made. Otherwise the highest bidder will be considered the buyer.

The property is under distraint and will be sold by free sale conducted by the bailiff, following, where applicable, the general auction terms laid down in the Enforcement Code. The sales brochure is indicative and does not provide a comprehensive description of the lot.

Buyers are strongly advised to inspect the lot, the sales brochure and the attached documents carefully before submitting a bid.

The State has a pre‑emptive right to acquire the property if acquisition is necessary for national defence, border control or border security or for the supervision or protection of territorial integrity (Act on the State's Pre‑emptive Right in Certain Areas, 29 March 2019/469). Persons from outside the EU and EEA may acquire real estate in the territory of the State of Finland only with a permit (Act on the Permit Requirement for Certain Acquisitions of Real Property, 29 March 2019/470). The buyer is responsible for obtaining any required permit and for the obligations arising from it. Further information is available on the Ministry of Defence website.

Juhana Ritola

District Enforcement Officer