Seized property, Oulainen

How to submit offers

The property will be sold by incremental bids in an online auction on the website www.huutokaupat.com. Participation in the auction requires registration. The deadline for submitting bids expires on 8 April 2026 at 18:00 or three minutes after the latest bid.

The Enforcement Authority is not responsible for the service provider's system. The highest bid is the bid that the service provider's system has accepted as highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

If it is not possible to place purchase bids via the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be entered into the online auction as a maximum bid according to the automatic increment system. A written offer must be signed and must state the bidder's contact details, the maximum amount of the offer and the Huutokaupat.com object number to which the offer relates. A written purchase offer is binding and is subject to the same terms as the online auction. The offer must be submitted no later than 6 April 2026 at 16:15 to the Enforcement Authority's Oulu office, address Torikatu 34-40, 90100 Oulu, or by e-mail to oulu.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

Minimum increment

100 euros

Lowest acceptable bid

€1,100.00

However, the enforcement officer may not accept the highest bid if they assess that the bid clearly falls below the asset's market value in the locality.

Payment terms

Deposit

The buyer must immediately pay a deposit equal to 20 per cent of the purchase price to the Enforcement Authority's official reserve account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period

If necessary, a payment period of up to six weeks may be granted for the balance of the purchase price. Any payment period will be agreed separately. If a payment period is used, statutory interest in accordance with section 3(2) of the Interest Act will be charged on the entire purchase price for the agreed payment period from the date of sale until the end of the payment period.

If no payment period is granted, the purchase price must be paid without delay after acceptance of the offer.

If payment is not made within the specified time, the buyer must pay default interest on the entire purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale has been completed.

Mortgages and charges

The property is jointly mortgaged together with five other properties. If the offer is accepted, the joint mortgage affecting the property will be removed from the property being sold and the property will be sold unencumbered. No mortgage debt will transfer to the buyer.

Applying for title registration and paying transfer tax

The buyer must apply for title registration for their acquisition within six months of the date of the deed. The buyer must proactively pay the transfer tax no later than when applying for title registration. The transfer tax is 3% of the purchase price.

If the title registration application is initiated by the enforcement officer at the buyer's request in connection with the property transfer notification, the transfer tax notification must be made and the transfer tax paid on the same day that the property transfer notification is sent.

Transfer of possession and ownership

The buyer receives possession of the property when the full purchase price has been paid. The buyer must not use the property in a way that reduces its value before they have received the deed. The buyer receives ownership of the property upon receipt of the deed. The deed will be delivered when the full purchase price has been paid and the sale has become legally binding.

Other information

The property is seized and will be sold by private sale under the supervision of the enforcement officer, applying, where relevant, the general auction terms laid down in the Enforcement Code. The sales brochure is indicative and is not a comprehensive description of the object for sale.

Buyers are advised to familiarise themselves thoroughly with the property, the sales brochure and the attached documents before placing an offer.

The State has a right of pre-emption in the purchase of the property if acquisition is necessary for national defence, border control or border security or to ensure or safeguard regional integrity (Act on the State's Right of Pre-emption in Certain Areas 29 March 2019/469).

Persons outside the EU and EEA may acquire property in the territory of the State of Finland only if a permit is granted (Act on the Licensing of Certain Acquisitions of Real Estate 29 March 2019/470). The buyer is responsible for obtaining the permit and for the obligations arising from it. Further information is available on the Ministry of Defence website.

Appeals

An enforcement appeal against the sale and actions related to or preceding the sale must be filed within three weeks of the sale. Information on appeals is attached to the sale decision.

Terms of sale (English translation of Swedish text)

The object is sold in an online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids expires on 8 April 2026 at 18:00 (or three minutes after the last purchase bid accepted into the auction has been made).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides whether the highest bid should be accepted. Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase sum within the agreed payment period. Failure to pay the offered purchase sum may lead to the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or to extend the sale period.

If it is not possible to place bids via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be entered into the online auction as a maximum bid according to the automatic increment system. The bid must be submitted in writing to the Enforcement Authority no later than 6 April 2026 at 16:15 at the address Enforcement Authority / Oulu office, Torikatu 34-40, 90100 Oulu, or by e-mail to oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same conditions apply as in the online auction. The written bid must be signed and must state the bidder's contact details, the bid's maximum amount and the number of the object in the Huutokaupat.com service to which the bid applies.

The property is seized and sold privately under the care of the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the Enforcement Code's general auction terms.