Foreclosed property in Toivakka, Toivakka

The property will be sold by ascending bid in an online auction held on the website www.huutokaupat.com between 10/08/2026 and 31/08/2026. Participation in the auction requires registration. The deadline for submitting bids ends at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The bailiff will decide separately whether to accept or reject the highest bid.

If it is not possible to submit purchase bids through the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be added to the online auction as the maximum bid in the bidding system. The written

offer must be signed and must state the bidder's contact details, the maximum amount of the offer and the item number on Huutokaupat.com to which the offer applies. The written purchase offer is binding and the same terms apply to it as in

the online auction. The offer must be submitted no later than 28/08/2026 at 12:00.

To the Jyväskylä office of the Enforcement Authority, address Vapaudenkatu 54, 40100 Jyväskylä, or by email to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

Buyer’s liability for compensation

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

Payment terms

The buyer must immediately pay a deposit of 20 per cent of the purchase price into the Enforcement Authority’s official funds account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder of the highest accepted bid. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder is deemed to be the buyer.

For the remaining purchase price, payment time may, if necessary, be granted until 28/09/2026. The payment period will be stated separately. If the payment period is used, annual interest on the entire purchase price must be paid in accordance with Section 3(2) of the Interest Act for the entire agreed payment period from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the specified time, the buyer must pay default interest in accordance with Section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been held.

Buyers are advised to familiarise themselves carefully with the property, the sales brochure and the attached documents before making a bid.