Enforced sale, 2-bedroom + kitchen, 50 m² in Vaajakoski, Jyväskylä

The property is sold by ascending bids in an online auction on www.huutokaupat.com during the period 29 September to 25 October 2026. Participation in the auction requires registration. The deadline for submitting bids ends at 18.00 or two minutes after the latest accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides separately whether to accept or reject the highest bid.

If it is not possible to submit bids through the Huutokaupat.com service, a buyer candidate may submit a written bid to the enforcement authority, which will be included in the online auction as the maximum bid according to the automatic bidding service. The written bid must be signed and must state the bidder’s contact details, the maximum bid amount and the Huutokaupat.com reference number to which the bid applies. The written bid is binding and the same terms apply as in the online auction. The bid must be submitted no later than 22 October 2026 at 12.00 to the Enforcement Authority’s Jyväskylä office, address Vapaudenkatu 54, or by email to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sales period.

The buyer’s liability for compensation

Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

Payment terms

The buyer must immediately pay a deposit of 20 per cent of the purchase price into the Enforcement Authority’s official funds account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder whose highest bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be considered the buyer.

If necessary, up to six weeks’ time may be granted for payment of the final purchase price. Payment time must be agreed separately. If payment time is used, annual interest must be paid on the full purchase price in accordance with Section 3(2) of the Interest Act for the entire agreed period, from the sale date until the end of the payment period.

If payment time is not used, the purchase price must be paid without delay after the bid has been accepted.

If payment is not made within the specified time, the buyer must pay default interest on the full purchase price in accordance with Section 4(1) of the Interest Act until the purchase price has been paid or a new sale has been held. The current default interest rate is 9.50%.

Obligations transferred to the buyer due to the previous owner’s unpaid charges and payment defaults

Costs forming the basis for taking possession: EUR 2,665.63 / 17 September 2026. The amount changes over time. The buyer may end the taking of possession by paying the costs to the housing company.

Housing company loan shares charged to the apartment

Yard renovation, loan share EUR 2,038.56, EUR 35/month

HVAC/electrical/plumbing renovation, loan share EUR 5,475.59, EUR 58.50/month

The apartment’s estimated share of the ongoing roof, heating system and window renovation is EUR 11,500.50 (estimate).

In addition to the cash purchase price, the buyer will assume the apartment’s housing company loan share / share of the ongoing renovation, totalling EUR 19,014.65 as of 17 September 2026. The housing company loan shares and taking-into-possession costs charged to the apartment remain payable by the buyer and are not included in the purchase price. The buyer must personally ensure payment of the obligations relating to the apartment to the housing company. Bids in the online auction must take these matters into account.

Buyers are advised to review the property, the sales brochure and the attached documents carefully before making a bid.