Semi-detached house apartment for sale in Kuusamo town centre / Semi-detached apartment sold by enforcement, Kuusamo

The property will be sold by online auction on the website www.huutokaupat.com from 28.8.2026 to 21.9.2026. Participation in the auction requires registration. The deadline for submitting bids ends on 21.9.2026 at 18.00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functioning of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sales period.

The property has been distrained and is sold by private sale conducted by the enforcement officer, in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the person who made the highest purchase offer whether the offer can be accepted. If the offer can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority’s official funds account. When the payment is visible in the official funds account, the enforcement officer will issue the sales decision, which will be delivered to the parties concerned. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must nevertheless pay 20% of the purchase price immediately as a deposit.

Payment period: If necessary, a payment period of up to six weeks from the sales decision may be granted for the balance of the purchase price. In that case, annual interest on the full purchase price must be paid for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted payment period, annual default interest will then be charged; this is currently 9.50%.

Obligations transferred to the buyer

Upon transfer of ownership of the property, the buyer must pay transfer tax of 3% on their own initiative before applying for title registration and no later than six months after signing the deed of sale. The buyer is responsible for the costs of title registration and the transfer tax.

The State has a pre-emption right in the purchase of the property if the acquisition is necessary to ensure national defence, border control or border security, or to supervise or safeguard territorial integrity (Act on the State’s Pre-emption Right in Certain Areas 29.3.2019/469).

Foreign persons as defined by law may acquire property in the territory of the Finnish State only if a permit is granted for the acquisition (Act on the State’s Pre-emption Right in Certain Areas 29.3.2019/470).

Terms of sale of the object

The object will be sold in an online auction with incremental bidding on the website www.huutokaupat.com. The deadline for submitting purchase offers expires on 21.9.2026 at 18.00 (or 3 minutes after the last purchase offer accepted to the auction has been made).

The Enforcement Service is not responsible for the functioning of the service provider’s system. The highest bid is the bid accepted by the service provider’s system as the highest. The enforcement officer decides separately whether the highest bid is to be accepted or rejected. Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer’s liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to terminate the sale or extend the sales period.

If it is not possible to submit a bid via the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid will be attached to the online auction as a maximum bid in the bidding system. The written bid must be submitted to the Enforcement Service no later than 18.9.2026 at 12.00 to the address Enforcement Service / Kuusamo office, Kaiterantie 20, 93600 Kuusamo. A written bid is binding and the same terms apply as in the online auction. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid, and the number of the object in the Huutokaupat.com service to which the bid relates.

The property has been distrained and is sold by private sale through the enforcement officer, in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.