Foreclosed property with buildings in Rovaniemi / Seized property with buildings, Rovaniemi

The property will be sold in an online auction on the website www.huutokaupat.com from 18.9.-12.10.2026. Participation in the auction requires registration. The deadline for submitting bids ends on 12.10.2026 at 18.00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides whether the highest bid is accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been seized and is sold by public sale conducted by the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the bidder with the highest offer whether the offer can be accepted. If the offer can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority's official funds account. Once the payment is visible in the official funds account, the enforcement officer will issue the sales decision, which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must nevertheless pay a deposit of 20% of the purchase price immediately.

Payment period: If necessary, a payment period of up to six weeks may be granted for the remaining purchase price from the date of the sales decision. In that case, annual interest must be paid on the full purchase price for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted payment period, annual late-payment interest will then be charged, currently 9.50%.

Obligations transferred to the buyer

Upon transfer of ownership of the property, the buyer must pay transfer tax of three per cent on their own initiative before applying for title and no later than six months after the deed of sale is made. The buyer is responsible for the title registration costs and transfer tax.

The property conditionally includes an electricity connection. There are two electricity meters/consumption points on the property, with fuse ratings of 3x25 A. In order to transfer the electricity connections into their name, the buyer must pay any arrears related to the connection for electricity transmission to the electricity company Neve Oy. The connections have arrears for electricity transmission totalling EUR 37.81 (as of 10.9.2026). The buyer must independently check any unpaid charges and pay them directly to Neve Oy. The charges will not be paid, even in part, from the purchase price paid to the Enforcement Authority.

The property conditionally includes a water connection. In order to transfer the water connection into their name, the buyer must pay any arrears related to the connection to the water company Neve Oy. The connection has arrears of EUR 155.17 (as of 10.9.2026). The buyer must independently check any unpaid charges and pay them directly to Neve Oy. The charges will not be paid, even in part, from the purchase price paid to the Enforcement Authority.

The property includes a district heating connection. In order to transfer the district heating connection into their name, the buyer must pay any arrears related to the connection to Neve Oy. The connection has district heating arrears of EUR 165.70 (as of 10.9.2026). The buyer must independently check any unpaid charges and pay them directly to Neve Oy. The charges will not be paid, even in part, from the purchase price paid to the Enforcement Authority.

The buyer is responsible for any fees arising from the transfer of connection agreements.

The State has a pre-emption right in the sale of the property if acquisition of the property is necessary for ensuring national defence, border control or border security, or for monitoring or safeguarding territorial integrity (Act on the State's pre-emption right in certain areas 29/3/2019/469).

Foreign persons as defined by law may acquire property in the territory of the Finnish State only if permission is granted for the acquisition (Act on the State's pre-emption right in certain areas 29/3/2019/470).

Object's terms of sale

The object is sold in an online auction with increment bids on the website www.huutokaupat.com. The deadline for submitting purchase bids expires on 12.10.2026 at 18.00 (or 2 minutes after the last purchase bid accepted for the auction has been submitted).

The Enforcement Service is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer separately decides whether the highest bid is to be accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit a bid via the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid will be attached to the online auction as a maximum bid according to the bidding system. The written bid must be submitted to the Enforcement Service no later than 9.10.2026 at 12.00 to the address Enforcement Service / Rovaniemi office, Hallituskatu 3 B, 96100 Rovaniemi. A written bid is binding and the same terms as in the online auction apply to it. The written bid must be signed and must state the bidder's contact details, the maximum amount of the bid and the number of the item in the Huutokaupat.com service to which the bid applies.

The property has been seized and is sold by private sale through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.