Rented 63 m² three-room flat in central Kemi – same tenant for approximately 20 years, Kemi

For sale: rented 63 m² first-floor three-room flat (3 rooms + kitchen + toilet/bathroom) in central Kemi, at Valtakatu 38 A 1. Suitable either for owner-occupation or investment.

The property has had the same tenant throughout the current owner's ownership, approximately 20 years, and there are no rent arrears.

Rent €694.50/month + water advance €20/month/person.

The flat is well located at the southern end of Valtakatu, a few hundred metres from the services of central Kemi. The seafront and harbour are also nearby.

The property is well suited for investment or later owner-occupation.

Flat and tenancy:
The flat's kitchen, toilet/bathroom and entrance hall were renovated in 2007.

The tenancy is valid until further notice.

• Rent €694.50/month

• Water advance €20/month/person

• Maintenance charge €378.00/month

• Financial charge €54.18/month

No rent or charge arrears.

Housing company and renovations:
The housing company is located on its own plot.

The domestic water pipes were renewed in 2021.

Purchase price and release of pledge:

The share certificate is currently pledged.

To release the pledge, €25,140 is paid at completion into the account specified by the pledgee, after which the share certificate will be released. The financing cannot be transferred to the buyer.

The flat is also subject to a housing-company loan share of €5,373.11 for the domestic water pipe renovation, as at 30 April 2026.

The buyer's payable amount will comprise:

Auction price
+ €25,140 to release the pledge
+ housing-company loan share €5,373.11

The final amount of the housing-company loan will be confirmed at completion.

The sale will be completed by the end of October 2026.

The buyer is responsible for transfer tax.

Viewings and terms of sale:

Viewings by agreement, taking the tenant into consideration.

Before making an offer, the bidder must familiarise themselves with the property, its documents and the terms of sale.

By making an offer, the bidder confirms that they have familiarised themselves with the property and undertakes to purchase it in accordance with the stated terms and their offer.

If the bidder who made the accepted offer unjustifiably fails to complete the sale, a €300 charge including VAT at 25.5% will be collected as compensation for costs.

Tikanoja Group Oy is not the owner of the property; the property is being sold on commission.