Tenanted studio in central Kemi – long-term tenant, Kemi

For sale: a tenanted studio apartment on the third floor in central Kemi, in a good location.

Kemi Upper Secondary School is opposite, while the multi-purpose hall, swimming hall and Kemi’s Rantabulevardi and Inner Harbour areas are approximately 200–300 metres away.

The apartment is in neat condition and has been non-smoking.

The apartment has had the same tenant throughout the current owner’s ownership, approximately 13 years. Rent has been paid on time and there are no rent arrears.

Current rent €300/month + water €30/month.

The property is well suited for investment and later, for example, for personal use.

Note! The photos in the listing are of a similar apartment, not the apartment for sale, as the property is currently rented.

Charges:

Maintenance charge €157.50/month
Financing charge €105.84/month

Total charges €263.34/month.

No charge arrears.

Housing-company loans:

Housing-company loan shares allocated to the apartment as at 31 August 2026:

• Window renovation loan €753.17

• Property renovation loan €1,232.52

• Total housing-company loans €1,985.69

The window renovation loan ends on 31 December 2028 and the property renovation loan on 29 December 2027.

Housing company:

The housing company is located on a freehold plot.

Maintenance and improvement works carried out at the housing company in recent years:

• windows replaced in 2023

• basement-level corridors and external plinth painted in 2024

• basement window covers installed in 2024

• yard fence painted in 2024

• balconies surface-treated and painted in 2024

Purchase price and release of pledge:

The share certificate is currently pledged.

To release the pledge, €9,300 must be paid at completion to the account specified by the pledgee, after which the share certificate will be released.

The buyer will pay:

Auction price
+ €9,300 to release the pledge
+ housing-company loans €1,985.69

The final amount of the housing-company loans will be confirmed at completion.

The buyer is responsible for transfer tax.

Viewings and other terms:
Viewings by agreement, taking the tenant into consideration.

The property is sold in the condition and with the fittings it has at the time of completion.

Before making an offer, the bidder must familiarise themselves with the property information, documents and terms of sale.

By making an offer, the bidder confirms that they have familiarised themselves with the property information and documents and undertake to purchase the property in accordance with the stated terms and their offer.