Enforcement-seized property with buildings in Ruhtinansalmi, Suomussalmi

The property is sold by ascending bids in an auction held on www.huutokaupat.com. Registration is required to participate. The deadline for bids is 17/11/2026 at 18:00, or two minutes after the last accepted bid.

If registration is not possible, a written purchase offer may be submitted. It must be sent by post or email so that it reaches the Enforcement Authority by 13/11/2026 at 12:00. Email: oulu.realisointi.uo@oikeus.fi; postal address: Enforcement Authority, PO Box 1, 00067 Enforcement Authority. It may also be left at the Kajaani office, Enforcement Authority/Kajaani office, Lönnrotinkatu 2 A, 4th floor, 87100 Kajaani (open Tuesdays and Thursdays 09:00–12:00). The written offer must state the bidder’s name, personal identity code/business ID and contact details. A written offer will be entered in the online auction as an ascending bid. The submitter is responsible for ensuring that the offer arrives by the deadline. The written offer is binding and subject to the same terms as the online auction.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides whether to accept or reject the highest bid.

Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been distrained and is sold by private sale arranged by the enforcement officer in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. The buyer must immediately pay the full purchase price into the Enforcement Authority’s official funds account. The purchase price cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.

If payment is not made within the prescribed period, the buyer must pay late-payment interest under section 4(1) of the Interest Act on the full purchase price until the price has been paid or a new sale has been conducted.

Liabilities transferred to the buyer

At the time the sales brochure was prepared, the property had water and wastewater connections with the Municipality of Suomussalmi and an electricity connection with Kajave Oy. The connections will transfer to the buyer if they remain transferable when ownership of the property transfers. However, the service provider may make transfer conditional on payment of amounts due in connection with the connection, and the buyer must pay any outstanding charges, including final bills, to the service provider. The buyer is responsible for any fees charged for transferring the connection agreements.

The sale conditionally includes the water and sewer connection. To transfer the connection into their name, the buyer must pay the water company (Municipality of Suomussalmi) any arrears relating to the connection. As at 29/09/2026, arrears relating to the connection amounted to €739.34.

The sale conditionally includes a 3 × 25 A electricity connection. To transfer it into their name, the buyer must pay the electricity company (Kajave Oy) any arrears relating to the connection. According to information received from Kajave Oy on 29/09/2026, there are no unpaid electricity bills relating to the connection. The price of a new equivalent connection is €4,150.

The amount owed to service providers may change during the sale and will not be paid from the purchase price.

The buyer is responsible for any fees charged for transferring the connection agreements.

The buyer must apply for title registration within six months of the date of the deed of sale. The buyer must pay transfer tax on their own initiative no later than when applying for title registration. Transfer tax is 3% of the purchase price.

Object’s terms of sale

The object is sold in an online auction by ascending bids on www.huutokaupat.com. The deadline for submitting purchase bids is 17/11/2026 at 18:00, or two minutes after the last purchase bid accepted for the auction has been submitted.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer separately decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids through Huutokaupat.com, a prospective buyer may submit a written bid to the enforcement officer. The bid will be added to the online auction as a maximum bid under the automatic bidding system. The bid must be submitted in writing to the Enforcement Authority by 13/11/2026 at 12:00 at Enforcement Authority/Kajaani office, Lönnrotinkatu 2 A, 4th floor, 87100 Kajaani, or by email to oulu.realisointi.uo@oikeus.fi. A written bid is binding and subject to the same terms as the online auction. The written bid must be signed and state the bidder’s contact details, maximum bid amount and the number of the object in the Huutokaupat.com service to which the bid relates.

The property has been distrained and is sold by private sale arranged by the enforcement officer in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.