Apartment building, One-bedroom apartment 51 m², 2027, Raisio

Sold to the highest bidder without a reserve price. Starting price €7,500. Please note that, in addition to the bid, the buyer will assume payments totalling €141,418.62 as a debt share (see “Payments transferred to the buyer” below). Starting price and transferred payments total €148,918.62.

Property: A first-floor two-bedroom flat in Asunto Oy Raision Bolero, due for completion near Raisio town centre in spring 2027. Floor area 51 m² (as stated by T2H), plus a 6.5 m² glazed balcony and conservatory. Open-plan living room and kitchen, separate bedroom and private sauna. This is the transfer of the buyer’s position in a new development under construction, in accordance with T2H’s deed of sale.

Fixtures and fittings: Premium kitchen: Smoke Green cabinet doors, Tibet worktop, integrated Gorenje fridge-freezer and dishwasher, UPO built-in oven and induction hob, black composite sink, matt black Hansgrohe tap and Airfi Rosa cooker hood. Scandic Oak Clear Frost vinyl plank flooring, walls in Tikkurila Batisti, curtain tracks for window walls and air-source heat pump. Sauna: Harvia Cilindro heater and alder benches. Bathroom: beige tiling, Hansgrohe shower, pivoting shower screen, laundry cupboard and bidet shower.

Housing company: New, non-smoking and energy-efficient (A 2018). Ground-source heating, lift and private storage unit. The plot is leasehold (lease until 2075), and the apartment’s share of the plot can be redeemed (estimate €18,309), in which case the plot rent charge will cease. No parking space.

Charges (estimate): The maintenance charge is stated inclusive of the plot rent charge: €271.32/month (€188.70 maintenance charge + €82.62 plot rent charge). The financing charge is €236.41/month in the first year (interest only), rising to €425.65/month once repayments begin. The total housing company charge is therefore approximately €507.73/month in the first year and approximately €696.97/month thereafter. In addition, a water charge of €25/person/month (adjusted according to consumption) and a media charge of €1.50/month.

Payments transferred to the buyer in addition to the bid (total debt share €141,418.62): (1) housing company loan share €94,228.86 (the housing company’s loan, paid through the financing charge or redeemed in full) and (2) remaining purchase price instalments payable to T2H and the balance of additional and alteration works, totalling €47,189.76. These instalments are part of the purchase price, not a loan, and their due dates will be stated in T2H’s moving-in letter (estimated March 2027). The buyer is also responsible for transfer tax.

Terms of sale: The seller undertakes to sell the property to the highest bidder. The information is based on documents received by the seller from T2H, and buyers are advised to review them. Viewings by agreement. The floor plan is indicative.