Housing company apartment 3 rooms + kitchen, 74.5 m², Haukipudas (Repolantie 9 A 12), Oulu

The property is sold by online auction on the website www.huutokaupat.com. Participation in the auction requires registration. The deadline for submitting bids ends on 25/10/2026 at 18:00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid accepted as the highest by the service provider's system. The bailiff decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to terminate the sale or extend the sales period.

If registration is not possible, a written purchase offer may be submitted for the property. The written offer must be delivered by post or email so that it is received by the Enforcement Authority no later than 23/10/2026 at 16:00. The email address is oulu.realisointi.uo@oikeus.fi and the postal address is Enforcement Authority, Oulu office, Torikatu 34-40, 90100 Oulu. A written offer may also be submitted to the Enforcement Authority's Oulu office by the above deadline. Customer service at the office is open on weekdays 8:00-16:15. The written offer must state the bidder's name, personal identity code/business ID and contact details. A written offer will be entered into the online auction as an increasing bid. The person submitting the written offer is responsible for ensuring that the offer is received by the deadline. A written purchase offer is binding, and the same conditions apply as in the online auction.

The property has been seized and is sold by public sale conducted by the bailiff in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The bailiff will inform the highest bidder whether the offer can be accepted. If the offer can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority's official funds account. Once the payment is visible in the official funds account, the bailiff will issue the sales decision, which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must nevertheless pay a 20% deposit at once.

Payment period: If necessary, a payment period of up to six weeks may be granted for the remaining purchase price from the sales decision. Interest at the annual reference rate shall then be payable on the full purchase price for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted period, annual default interest will then be charged, currently 9.50%.

Obligations transferred to the buyer

The buyer must pay transfer tax, which is 1.50% of the total of the purchase price and any unpaid company receivables and charges relating to the apartment, as well as the housing company loan. Transfer tax is paid to the tax authority. The buyer must present proof of payment of the transfer tax before the share certificate is handed over and the deed of sale is issued.

The buyer is obliged to apply to the National Land Survey of Finland for registration of the ownership of the shareholder's apartment within 2 months of signing the deed of sale. The Enforcement Authority will hand over the paper share certificate with transfer endorsements to the buyer together with the deed of sale, which the buyer will submit to the National Land Survey for cancellation in connection with the ownership registration. The National Land Survey charges a fee for registration of the share apartment, which is payable by the buyer.

Liability for housing company loan shares:
According to the property manager's certificate dated 11/09/2026, the apartment is subject to a housing company loan share of EUR 2,523.14. The loan is paid to the housing company as a finance charge, currently EUR 89.40/month. Repayment of the debt share requires an apartment-specific loan share calculation. The new owner is obliged to pay the loan shares directly to the housing company, and the loan shares are not paid from the purchase price paid to the enforcement authority.

Taking possession of an apartment under the control of the housing company:

By resolution of the housing company's general meeting, the apartment has been taken into the housing company's possession for the period 24/06/2026-24/06/2029. The buyer will only receive possession of the apartment from the housing company once they have paid all unpaid maintenance charges, usage fees and possession-related costs relating to the apartment. According to information obtained from the property manager, the total amount of overdue charges and other payments transferred to the buyer is EUR 5,044.77 as of 31/08/2026. The amount of the claim changes monthly. The buyer must verify the arrears of charges and other payments and pay them directly to the housing company. They are not paid even partly from the purchase price paid to the Enforcement Authority.

Sales terms of the object

The object is sold by online auction with increasing bids on the website www.huutokaupat.com. The deadline for purchase offers expires on 25/10/2026 at 18:00 (or 2 minutes after the last purchase offer accepted for the auction has been made).

The Enforcement Service is not responsible for the functioning of the service provider's system. The highest bid is the bid accepted as the highest by the service provider's system. The bailiff separately decides whether the highest bid is to be accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The bailiff reserves the right to close the sale or extend the sales period.

If it is not possible to submit a bid via Huutokaupat.com, the prospective buyer may submit a written bid to the bailiff. The bid is attached to the online auction as a maximum bid according to the increment mechanism. The bid must be submitted in writing to the Enforcement Authority no later than 23/10/2023 at 16:00 at the address Enforcement Authority / Oulu office, Torikatu 30-40, 90100 Oulu or oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same terms as in the online auction apply to it. The written bid must be signed and must show the bidder's contact details, the maximum amount of the bid and the number of the object in Huutokaupat.com to which the bid relates.

The property has been seized and is sold by private sale through the bailiff in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.