Seized apartment share in Joutseno, Lappeenranta, Lappeenranta

The seized shares of Asunto Oy Joutsenon Lahtela (shares 105–201), which entitle the holder to possession of an apartment of approx. 127 m² (4 rooms + kitchen + sauna) in Joutseno, Lappeenranta, will be sold by the bailiff in an open official sale on the website www.huutokaupat.com during 26 June–19 July 2026. See further details in the attached sales brochure and appendices.

The seized object is sold through a sale conducted by the bailiff on the website www.huutokaupat.com during 26 June–19 July 2026. Additional information on the sales procedure in Swedish is provided as an appendix.

NOTE! New owner’s liability for certain obligations related to the share:

1. Personal liability of the new owner for the previous owner’s unpaid charges and payments:

Under the Limited Liability Housing Company Act (chapter 3, section 7) the new owner is jointly liable with the previous owner for unpaid company charges and other payments referred to in chapter 3, section 2(2). The maximum liability equals the sum of the company charges and payments for the month when ownership transferred and the immediately preceding five months. However, the new owner is not liable for any unpaid company charge or payment that is not listed in the property manager’s certificate and that fell due before the date of that certificate.

2. Effect of the apartment being taken into the company’s possession from the new owner’s perspective

By decision of the general meeting on 23 March 2026 the apartment was decided to be taken into the company’s possession for three years. The apartment is not yet in the company’s possession. The three‑year period runs from the date the company actually obtains possession of the share apartment.

Because the decision to take the apartment into company possession has been made, a new owner has the legal right under the Limited Liability Housing Company Act to regain possession before the end of the possession period after paying, with interest, all costs caused by taking the apartment into possession, repair costs incurred by the company for the apartment, unpaid company charges and those charge items that fall due during the period of possession (chapter 8, sections 7 and 6(2)).

The current sum as at 6 May 2026 for all arrears and charges and taking‑into‑possession costs is €59,073.60 excluding late payment interest. Accrued late payment interest: €10,000.

The amounts of the above claims change monthly as new company charges and apartment‑related payments fall due. Late payment interest also accrues on overdue claims. Company receivables in enforcement relating to the apartment amount to €43,530.53 as at 15 June 2026. The sale price offered for the apartment and paid into enforcement will reduce the amount of arrears the new owner must pay after first deducting enforcement costs to be paid (estimated €2,074.97), the enforcement fee (€210), the disbursement fee of 1.45% and the secured priority claim (€56,141.30 as at 24 April 2026).

3. Housing company loan shares attributable to the apartment:

According to the property manager’s certificate dated 6 May 2026 the amount of housing company loan shares attributable to the apartment is €4,322.92.

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NOTE! The purchase price is therefore not a so‑called debt‑free price. The buyer must arrange themselves for payment of any obligations related to the apartment owed to the housing company. Bids submitted in the online auction should be sized taking these matters into account.

4. Transfer tax

If the buyer is not exempt from transfer tax, they must pay transfer tax of 1.5% on the combined total of the purchase price, unpaid company receivables and payments relating to the apartment, and the share of the company loan attributable to the apartment. The tax is calculated based on the date of transfer of ownership. Transfer tax is paid to the tax authority in OmaVero and proof of payment must be presented to the bailiff. The buyer must provide evidence of payment of transfer tax before the share certificate is handed over.