Seized terraced apartment, 2 rooms + kitchen, 54 m², Varkaus

The property will be sold by ascending bids in an online auction on the website www.huutokaupat.com during 15 July 2026–10 August 2026.

Participation in the auction requires registration. The deadline for placing bids ends on 10 August 2026 at 14:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the operation of the service provider's system. The highest bid is the one the service provider's system has accepted as highest. The enforcement officer will separately decide whether to accept or reject the highest bid. The decision to accept or reject may take more than two days.

Bids placed in the online auction are binding. The highest bidder has no right of withdrawal. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under section 25, chapter 5 of the Enforcement Code.

If it is not possible to submit a bid via the huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement officer. The offer will be added to the online auction as the maximum bid according to the automatic increment mechanism. The offer must be submitted in writing by 6 August 2026 at 12:00 to:

Ulosottolaitos, Mikkeli office, Raatihuoneenkatu 5, 5th floor, 50100 Mikkeli or by email to

kouvola.realisointi.uo@oikeus.fi.

A written offer is binding and subject to the same conditions as the online auction. The written offer must be signed and must state the bidder's contact details, the maximum offer amount and the online auction item number to which the offer relates.

The enforcement authority reserves the right to end the sale or extend the sale period.

Participants in the online auction are advised to ensure that the contact details registered with www.huutokaupat.com are up to date. The buyer and new owner will, as a rule, be the person who made the accepted bid in the online auction. If the bidder has made the bid wholly or partly on behalf of another, they must present a power of attorney or other evidence.

The property is seized and is sold by the enforcement officer by free sale, observing where applicable the general auction terms set out in the Enforcement Code.

Prospective buyers are urged to familiarise themselves with the property for sale, the sales brochure and the attached documents.

An enforcement appeal against the sale, or against actions related to or preceding the sale, must be made within three weeks from the date of sale. Appeal instructions will be attached to the sales decision.