Seized property with buildings in Suomussalmi, Suomussalmi

The property is sold by upward bidding in an online auction on the website www.huutokaupat.com. Participation requires registration. The deadline for submitting bids ends on 23 July 2026 at 18:00, or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the operation of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

If it is not possible to submit purchase bids via the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be attached to the online auction as a maximum bid in accordance with the automatic bid increment. The written offer must be signed and must show the bidder's contact details, the maximum bid amount and the Huutokaupat.com item number to which the offer relates. The written purchase offer is binding and the same conditions apply as to the online auction. The written offer must be submitted no later than 20 July 2026 at 12:00 to the Enforcement Authority's Kajaani office, Lönnrotinkatu 2 a, 87100 Kajaani (open Tuesdays and Thursdays 09:00–12:00) or by e-mail to oulu.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

Payment terms

Deposit

The buyer must immediately pay a deposit of 20 per cent of the purchase price into the Enforcement Authority's designated account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period

A maximum payment period of six weeks may be granted if necessary. Any payment period will be notified separately. If a payment period is granted, annual interest on the full purchase price must be paid in accordance with section 3(2) of the Interest Act for the agreed payment period from the date of sale until the end of the payment period.

If no payment period is granted, the purchase price must be paid immediately after the offer has been accepted.

If payment is not made within the specified time, the buyer must pay default interest on the full purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale has been completed.

Obligations and rights transferred to the buyer

The buyer is responsible for any charges arising from the transfer of connection agreements.

Other information

The property is seized and will be sold privately by the enforcement officer in accordance with chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms set out in the Enforcement Code. The sales brochure is indicative and does not provide a complete description of the object for sale.

Buyers are advised to familiarise themselves thoroughly with the sales object, the sales brochure and the attached documents before submitting a bid.

The buyer should insure the property immediately after payment of the purchase price.

The buyer is responsible for the costs of title registration and transfer tax. The transfer tax is 3% of the purchase price.

The object is sold by upward bidding on the website www.huutokaupat.com. The deadline for submitting purchase offers expires on 23 July 2026 at 18:00 (or three minutes after the last purchase offer accepted for the auction has been given).

The Enforcement Authority is not responsible for the function of the service provider's system. The highest bid is the bid the service provider's system has accepted as highest. The enforcement officer decides whether to accept the highest bid. Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment time. Failure to pay the offered purchase price may lead to the buyer's liability for compensation in accordance with chapter 5, section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period. If it is not possible to submit bids via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be attached to the online auction as a maximum bid according to the automatic bid increment. The bid must be submitted in writing to the Enforcement Authority no later than 20 July 2026 at 12:00 at Utsökningsverket Kajaani, Lönnrotinkatu 2 a, 87100 Kajaani or by e-mail to oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same terms apply as in the online auction. The written bid must be signed and must state the bidder's contact details, the bid's maximum amount and the number of the object in the Huutokaupat.com service to which the bid relates.

The property is seized and sold privately by the enforcement officer in accordance with chapter 5, section 76 of the Enforcement Code and, where applicable, the Enforcement Code's general auction terms.