Rented studio in Järvenpää town centre with a small amount of equity!, Järvenpää

Now offered: a studio with a long-term tenancy in Järvenpää town centre!

The apartment:

A charming studio (33 m², 1 room + kitchenette + French balcony) in Järvenpää is an excellent choice for an investor seeking stable returns, or as a first home or addition to a portfolio. The apartment is relatively new, so all surfaces and fixtures are in like-new condition. It has an open-plan kitchen with modern appliances (including an integrated dishwasher and an induction hob) combined with the living area, creating a spacious living space. The French balcony opens to a homely view, providing atmosphere throughout the year. The bathroom is modernly equipped and underfloor heating increases the resident's comfort.

The housing company:

Asunto Oy Järvenpään Plyysi is a company completed in 2019 located in the heart of Järvenpää. The company has a total of 60 residential units across seven floors. The building stands on its own plot, so there is no separate ground rent charge. An extraordinary general meeting on 18 December 2025 decided to change the heating system to geothermal heat. The housing company will not make its own investment; the geothermal company will finance and carry out the project. The housing company's estimated cost is only the building permit fee. Facilities include, for example, individual storage rooms and outdoor equipment storage for residents. According to the maintenance needs assessment, there are no significant repairs planned for the company, so owning this newer building is relaxed without renovation worries. The company loan repayments have been recognised in the company's accounts, which makes them 100% tax-deductible for the investor.

Järvenpää – For those who value a practical location

Järvenpää is a growing town close to services and the capital. In 2024 Järvenpää ranked 12th in the Finnish Landlords' Association city ranking, ahead of Espoo and Jyväskylä. The property is close to services, and Järvenpää offers good conditions for work, education, healthcare and leisure. Järvenpää offers practical living: despite good services and connections, housing is affordable, and with public transport the journey to central Helsinki takes under an hour. The property suits those who appreciate both nature and urban life. The property is surrounded by a lake, green areas and forests, and the town centre services provide good conditions for varied living. Population growth and strong employment in the Helsinki metropolitan area will create ongoing demand for rental housing.

Micro location – Pöytäalho

Pöytäalho is a peaceful and desirable residential area in Järvenpää town centre, surrounded by green forests and good services. The area combines a central location close to the bustle of the town while remaining peaceful. All everyday basic services are within walking distance:

• Several public transport connections within 500 m

• Järvenpää Art House approx. 280 m

• Kartano School: 400 m

• Health centre, approx. 550 m

• Järvenpää railway station: 650 m

• K-Citymarket Järvenpää: 700 m

• Järvenpää Prisma: 1.2 km

The property is let at €635/month. After the service charge the apartment yields €5,560.80 per year.

Outstanding housing company loan (calculated on 28 February 2026): €102,614.09. The loan interest is a moderate 2.626%.

If the apartment sale price is €28,000 and the rent €635/month, the property's return on equity at the current interest rate is approx. 10.23%.

The tenant has lived here since 2019, so reliable rent payments are expected!

Why this property?

✅Like-new apartment (2019) - no renovation worries for years, modern fittings and a popular layout

✅Own plot - no ground rent costs or rent increases

✅Good housing company – A sound company is essential for successful property investment. The company's capital charges have been recognised, making payments 100% tax-deductible for the investor.

✅Location in growing Järvenpää – Järvenpää is a growing and popular place to live. The apartment is close to good services and transport links: it is in the heart of Järvenpää and the capital is reachable in under an hour!

✅Long-term tenant since 2019 - An easy, already-let property where the tenant is very happy

Bid on this profitable investment apartment in a prime Järvenpää location for your portfolio!