Seized property, 7.640 ha, Haapajärvi, Haapajärvi

The property is sold by auction on the www.huutokaupat.com website. Participation in the auction requires registration. The deadline for submitting bids is 19/11/2026 at 19.00 (or 2 minutes after the last accepted bid).

The National Enforcement Authority Finland is not responsible for the functioning of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

If registration is not possible, a written purchase offer may be submitted. It must be delivered by post or email so that it reaches the National Enforcement Authority no later than 17/11/2026 at 16.15. Email: oulu.realisointi.uo@oikeus.fi; postal address: National Enforcement Authority Finland, Raahe office, Kummatinkatu 6, 92150 Raahe. A written offer will be entered in the online auction as an incremental bid. The submitter is responsible for ensuring that the offer arrives by the deadline. A written offer is binding and subject to the same terms as the online auction.

The enforcement authority reserves the right to end the sale or extend the sales period.

The property has been seized and is sold by private sale conducted by the enforcement officer in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If it can be accepted, the buyer must pay the full purchase price by bank transfer to the National Enforcement Authority’s official client funds account. Once the payment is visible in that account, the enforcement officer will issue a sale decision, which will be delivered to the parties concerned. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must nevertheless pay 20% of the purchase price immediately as a deposit.

Payment period: If necessary, a payment period of up to six weeks from the sale decision may be granted for the balance of the purchase price. In that case, annual interest is payable on the full purchase price for the entire period, from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment has not been made within the granted period, annual default interest will thereafter be charged; this is currently 9.50%.

Obligations transferred to the buyer

The sale conditionally includes an Elenia electricity connection and a Haapajärven Vesi Oy water connection. In addition to the property’s purchase price, the buyer must pay all outstanding amounts relating to the connections in order to have them transferred into the buyer’s name.

- According to Elenia’s notification dated 22/09/2026, arrears relating to the electricity connection amounted to €167.80.

- According to Haapajärven Vesi Oy’s notification, outstanding amounts relating to the water connection amounted to €335.46 as at 22/09/2026.

The amount of the outstanding sums may change during the sales procedure.

Any fees arising from the transfer of the connection agreements are also payable by the buyer.

Upon transfer of ownership of the property, the buyer must pay transfer tax of 3% independently before applying for title registration and no later than six months after the deed of sale is made. The buyer is responsible for title registration costs and transfer tax.

Object’s terms of sale

The property is sold by online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids is 19/11/2026 at 19.00 (or 2 minutes after the last purchase bid accepted for the auction has been made).

The National Enforcement Authority Finland is not responsible for the functioning of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer separately decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sales period.

If it is not possible to bid through the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid will be added to the online auction as a maximum bid according to the incremental bidding system. The bid must be submitted in writing to the National Enforcement Authority no later than 17/11/2026 at 16.15, at National Enforcement Authority Finland / Raahe office, Kummatinkatu 6, 92150 Raahe, or by email to oulu.realisointi.uo@oikeus.fi. A written bid is binding and subject to the same terms as the online auction. The written bid must be signed and state the bidder’s contact details, the bid’s maximum amount and the number of the property in the Huutokaupat.com service to which the bid relates.

The property has been seized and is sold by private sale conducted by the enforcement officer in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.