Foreclosed property, Karstula

The property is sold by ascending bids in an online auction held on the www.huutokaupat.com website between 16 October and 8 November 2026. Registration is required to participate. The deadline for submitting bids is 18:00, or two minutes after the last accepted bid. The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer will separately decide whether to accept or reject the highest bid.

If it is not possible to submit purchase offers through the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be included in the online auction as a maximum bid in accordance with the automatic bidding system. The written

offer must be signed and state the bidder’s contact details, the maximum bid and the item number on Huutokaupat.com to which the offer relates. The written purchase offer is binding and is subject to the same terms as

the online auction. The offer must be submitted by 18:00 on 5 November 2026 to the Jyväskylä office of the National Enforcement Authority Finland, address Vapaudenkatu 54, 40100, or by email to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the auction period.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

Payment terms

The buyer must immediately pay a deposit equal to 20% of the purchase price into the National Enforcement Authority Finland’s official funds account. The deposit cannot be paid by credit card. The National Enforcement Authority Finland will contact the bidder whose highest bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.

Up to six weeks may be granted, if necessary, to pay the balance of the purchase price. The payment period will be notified separately. If a payment period is used, annual interest in accordance with section 3(2) of the Interest Act must be paid on the entire purchase price for the agreed payment period, from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the specified period, the buyer must pay late-payment interest in accordance with section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been conducted.

Buyers are advised to examine the property for sale, the sales brochure and the attached documents carefully before submitting a bid.