Enforced sale of terraced house apartment 61.5 m², Jämsä

Submission of bids

The property will be sold by incremental bidding in an online auction on www.huutokaupat.com between 26 August 2026 and 20 September 2026. Participation in the auction requires registration. The bidding deadline ends at 18.00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides separately whether to accept or reject the highest bid.

If it is not possible to submit bids through the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement authority, to be included in the online auction as the maximum bid in accordance with the automatic bidding system. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid and the Huutokaupat.com item number to which the bid relates. The written bid is binding and the same terms apply as in the online auction. The bid must be submitted no later than 17 September 2026 at 12.00 to the Jyväskylä office of the Enforcement Authority, address Vapaudenkatu 54, Jyväskylä, or by email to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

Buyer’s liability for compensation

Bids submitted in the online auction are binding. If a bid made is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

Payment terms

The buyer must immediately pay a deposit of 20% of the purchase price into the Enforcement Authority’s official assets account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder with the highest accepted bid. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder is deemed to be the buyer.

If necessary, up to six weeks may be granted for payment of the balance of the purchase price. Any payment period will be notified separately. If a payment period is used, annual interest on the entire purchase price must be paid in accordance with section 3(2) of the Interest Act for the entire agreed payment period, from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the prescribed time, the buyer must pay default interest in accordance with section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been held. The current default interest rate is 9.50%.

Obligations and rights transferred to the buyer

No obligations are transferred to the buyer. The housing company has decided that claims relating to the shares will not be transferred to the buyer. The buyer is responsible for the charges from the time they take possession of the apartment / the ownership passes.

Other information

The property has been seized and is sold by open sale carried out by the enforcement officer, applying as appropriate the general auction terms laid down in the Enforcement Code.

The sales brochure is indicative and does not provide a complete description of the property.

Buyers are advised to familiarise themselves thoroughly with the property, the sales brochure and the attached documents before making a bid.