City-centre one-bedroom apartment in Kerava, rented to a long-term tenant, Kerava

For sale: a rented modern one-bedroom apartment in Kerava at an exceptionally low starting price!

Apartment:
For sale is a rented and bright one-bedroom apartment on Lintulammenkatu in Kerava, in a lift building completed in 2020. The apartment is located in Asunto Oy Keravan Karaatti and is officially 32 m² with 2 rooms + kitchen alcove. The apartment is on the 4th floor, and its layout is very efficient: an open kitchen-living room, separate bedroom, spacious bathroom and glazed balcony make it modern and easy to let. The apartment is a corner unit with windows in two directions, making it very bright.

The apartment's light surfaces, large windows and light flooring bring in plenty of natural light and a sense of space. The kitchen is stylish and modern, fitted with light cabinets, integrated oven, hob, extractor hood and dishwasher. There is plenty of storage in both the hall and bedroom wardrobes. The bathroom is neat and contemporary. Dark tiled surfaces, a glass shower screen, mirrored cabinet and washing machine connection create a functional whole. The glazed balcony, opening to both directions, adds extra usable space and comfort.

Housing company:
Asunto Oy Keravan Karaatti is a lift-equipped housing company completed in 2020 with 66 apartments, at Lintulammenkatu 2 B. The company is relatively new, and typical maintenance and servicing for a new-build property has been carried out, such as cleaning and adjusting the ventilation ducts in 2024 and servicing the balcony glazing in 2025. For 2025–2026, the locking system in the common areas has been decided to be upgraded to iLOQ smart locking, and mainly routine annual and periodic maintenance is planned for the coming years.

Micro-location:
The apartment is in an excellent location right next to Kerava town centre, making it very attractive from both a tenant's and investor's perspective. The town centre's services, shops, restaurants, sports facilities and everyday amenities are nearby, and Kerava railway station provides smooth access to the Helsinki metropolitan area. The location is especially well suited to a tenant who values easy everyday living, close services and good transport connections without needing a car. At the same time, the modern housing company, glazed balcony and a parking space included in the sale make this an exceptionally versatile property.

Kerava:
Kerava is a growing and highly accessible city near the Helsinki metropolitan area, offering investors an attractive combination of a moderate price level, strong rental demand and excellent transport links. Kerava station, town centre services and fast connections to the metropolitan area make the area particularly popular among tenants. From an investor's point of view, Kerava offers an interesting opportunity to access the rental market close to the metropolitan area at a significantly lower price level than many areas within it.

Tenancy:
The apartment is rented under an open-ended tenancy agreement starting 1 October 2022, to a tenant with clean credit records. The rent for the apartment is €731.00/month + operating charges.

Rental yield:

The maintenance charge for the apartment is €230.40/month, so after the maintenance charge the rental yield is approximately €500.60/month or €6,007.20/year. Based on the starting price, the return on equity is over 40% ((rent – apartment maintenance charge) × 12 / sale price × 100)! The apartment is subject to company loan debt of €90,032.15 as at 31.3.2026. The capital charge is recorded as income in the housing company's accounts, so the investor may deduct it from rental income.

Why this property?

✅ Location right next to the town centre

✅ Rented to a long-term tenant

✅ Starting price only €15,000 -> Potential for exceptionally high ROE

✅ Stylish and bright corner apartment

✅ Capital charges recorded as income -> Tax deduction benefit for the investor

This is an excellent opportunity for an investor looking for a ready-rented, modern investment apartment that can be bought with a small amount of equity. A relatively new housing company, good location, low sale price and high ROE make this a very interesting investment opportunity.