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Kymrea Oy sells

Two-room flat in Hamina — HMJV Invest Oy bankruptcy estate, Hamina

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For Sale

Velkaosuus
3 293,24 €

Please note that this is an automatic translation. In case of any discrepancies between the original and this translated version, the original version shall prevail.

For sale: 55 m² two-room flat in Hamina, at Aarnenkatu 2, 49400 Hamina. The flat is on the top floor and the building has no lift.

The flat is currently in the possession of the housing company. The housing company is currently seeking a tenant. The flat is currently vacant, generally in fairly tidy condition and has a glazed balcony.


Property details

Type: Apartment
Address: Aarnenkatu 2, 49400 Hamina
Company: Asunto Oy Aarnenkatu 2
Flat: B 16
Layout: 2 rooms + kitchen
Floor area: 55 m²
Floor: Top floor
Lift: No
Year built: 1974
Building type: Apartment building
Heating: Geothermal / central water heating
Ventilation: Mechanical extract
Balcony: Glazed balcony
Condition: Fairly tidy
Availability: Immediately available
Possession: Taken into company custody

Information is based on the property manager's certificate dated 31/03/2026.


Charges, fees and loan shares

Maintenance charge: €330.00 /month
Capital charge RL5: €47.98 /month
Capital charge RL6: €41.37 /month
Charges total excluding water: €419.35 /month
Water charge: €25.00 per person/month

Total loan shares: €3,293.24 (as of 31/03/2026)

The property manager's certificate states the following charge debt for the flat:

Charge debt balance: €8,965.55 / 31/03/2026

The buyer should note that the new owner is liable for unpaid charges of the previous owner under the Housing Companies Act. The property manager's certificate records the buyer's possible joint liability as €3,257.82 as of 31/03/2026. The buyer should check the current amount of charge debt and the allocation of responsibility with the housing company or the property manager before submitting a binding offer.


Housing company

According to the property manager's certificate the housing company has 19 flats. The building has 3 storeys and no lift.

Facilities include, among others, a cold cellar, sauna, outdoor equipment storage, mangle, laundry room, individual storage rooms and a civil defence shelter.

The property manager's certificate lists the following maintenance and alteration works carried out in the housing company:

1997 Roof flashings renewed
2005 Windows and balcony doors renewed
2006 Radiator valves replaced
2015 Painting
2015 Locks renewed
2018 Balcony renovations
2019 Roof flashings renewed
2022 Basic heating adjustments
2025 Ventilation duct cleaning and adjustments

Additionally, the certificate mentions moisture damage repairs in wet rooms and replacement of bathroom surfaces and plumbing/HVAC equipment.


Sales terms and buyer's responsibility

The property is sold on behalf of the bankruptcy estate under the auction terms.

The bankruptcy estate reserves the right to accept or reject the highest bid.

The buyer is responsible for costs arising from the transaction, such as any taxes, official fees, document fees, registration fees and other costs related to completing the sale.

The buyer has a duty to obtain information before submitting a binding offer. Before bidding, the buyer must examine the property, the sales listing, the auction terms, the property manager's certificate, the articles of association, information relating to charge debt and takeover, and other available documents.

By submitting a binding offer, the buyer accepts the property, the related liabilities and the terms of sale as they were available to the buyer before making the offer.

The bankruptcy estate is not liable for any errors, omissions or ambiguities that may be contained in the sales listing, property information or other material concerning the property. The buyer must verify the property's information and documents and assess their significance before submitting a binding offer.

Terms of Sale

The seller reserves the right to accept or reject the highest bid.

The item is sold as a transaction between users. Huutokaupat.com does not act as a party to the transaction.

The buyer assumes responsibility for a debt share of 3 293,24 €.

Please review the auction terms and the sales terms applicable to this auction before placing a bid.


Please note in particular:

  • Inspecting the property

    • Review the property and the information provided before bidding.

    • On-site inspection is recommended. Viewings are arranged by prior agreement.

    • The property is sold as seen; the seller is not liable for defects, omissions or latent faults.

  • Binding nature of the offer

    • Offers are binding and there is no right to exchange or return the property.

    • The seller confirms that the information in the listing is to the best of their knowledge accurate, but the buyer is responsible for verifying the information and the suitability of the property before bidding.

    • If the seller does not notify acceptance or rejection of the highest offer within two (2) business days after the auction ends, the offer will no longer bind the bidder.

    • If the buyer does not pay the purchase price within the agreed time or the sale otherwise fails for buyer-related reasons, the seller has the right to:

      • Cancel the sale without separate notice, and

      • Resell the property by auction or otherwise as the seller sees fit, and

      • Charge the buyer a contractual penalty of at least fifty (50) percent of the purchase price.

      In addition to the contractual penalty, the buyer is responsible for any additional costs incurred by the seller and any loss, for example from resale at a lower price.

  • Collection and storage

    • Free storage is 7 days from acceptance of the offer. After that, storage will be charged according to the price list.

    • The buyer must ensure before bidding that they can collect the property within the time limit.

    • When collecting, the buyer must provide their own carriers, packing materials and transport. The seller is not obliged to provide equipment for collection.

    • If the buyer fails to collect the property at the agreed time, the seller may charge storage fees or cancel the sale at the buyer's expense.

Further information

  • Further details about the property are available from the seller.

  • For other matters, contact Huutokaupat.com's customer service.


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Kymrea Oy, item's publisher

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176 sold items since February 2024
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Auction and Bidding

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Starting price €5,000

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Auction ends Mon, 03/08/2026 at 18:40, or 3 min after the last bid

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Item number: 6370150

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Entry details

Item location

Aarnenkatu 2, 49400 Hamina

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Payment method

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Last updated

23 Jun 2026, 10:28

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Kymrea Oy, item's publisher

4,7

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176 sold items since February 2024
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