Seized property with buildings in Rovaniemi, Rovaniemi

The property is sold in an online auction on the website www.huutokaupat.com between 24 June 2026 and 16 July 2026. Participation in the auction requires registration. The deadline for submitting bids ends on 16 July 2026 at 18:00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the operation of the service provider’s system. The highest bid is the one the service provider’s system has accepted as highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer’s liability to compensate under Chapter 5, Section 25 of the Enforcement Code.

The Enforcement Authority reserves the right to end the sale or to extend the sale period.

The property has been seized and is sold by the enforcement officer by private sale in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms set out in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer pays the full purchase price by bank transfer to the Enforcement Authority’s official trust account. When the payment appears on the trust account, the enforcement officer issues a sales decision which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must immediately pay a deposit of 20% of the purchase price.

Payment period: If necessary, up to six weeks’ payment time may be granted for the balance of the purchase price from the sales decision. In that case annual interest is charged on the full purchase price for the whole payment period from the date of sale until the payment period ends. The reference interest rate is currently 2.50%. If payment has not been made within the granted payment period, statutory late payment interest will be charged thereafter, currently 9.50% per year.

Obligations transferred to the buyer

On transfer of ownership of the property, the buyer must pay the transfer tax of 3% on their own initiative before applying for title and no later than six months from the signing of the deed. The buyer is responsible for the costs of registration of title and the transfer tax.

The property includes a conditional electricity connection. To transfer the electricity connection into their name, the buyer must pay any outstanding charges for electricity transfer to the network company Rovaniemen Verkko Oy. There are outstanding electricity transfer arrears of €108.01 as at 17 June 2026. The buyer must independently investigate any unpaid charges and pay them directly to Neve Oy. Payments are not deducted from the purchase price paid to the Enforcement Authority.

The property includes a conditional water connection. To transfer the water connection into their name, the buyer must pay any outstanding charges for the connection to the water company Neve Oy. There are outstanding arrears of €110.35 as at 17 June 2026. The buyer must independently investigate any unpaid charges and pay them directly to Neve Oy. Payments are not deducted from the purchase price paid to the Enforcement Authority.

The property includes a district heating connection. To transfer the district heating connection into their name, the buyer must pay any outstanding charges to Neve Oy. There is an outstanding district heating bill of €456.55 as at 17 June 2026. The buyer must independently investigate any unpaid charges and pay them directly to Neve Oy. Payments are not deducted from the purchase price paid to the Enforcement Authority.

The buyer is responsible for any fees related to transferring connection agreements.

The State has a pre-emptive right to the purchase of the property if acquisition is necessary to secure national defence, border control or border security, or to safeguard or monitor territorial integrity (Act on the State’s Pre-emptive Right in Certain Areas 29.3.2019/469).

Foreign persons defined by law have the right to acquire real estate in the territory of the Republic of Finland only if a permit is granted for the acquisition (Act on the State’s Pre-emptive Right in Certain Areas 29.3.2019/470).

Object’s terms of sale (Swedish)

The object is sold by online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids ends on 16 July 2026 at 18:00 (or 3 minutes after the last purchase bid accepted to the auction).

The Enforcement Authority is not responsible for the function of the service provider’s system. The highest bid is the bid the service provider’s system has accepted as highest. The enforcement officer decides separately whether the highest bid will be accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment time. Failure to pay the offered purchase price may lead to the buyer’s liability to compensate under Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit a bid via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be entered into the online auction as a maximum bid according to the incrementing system. The bid must be submitted in written form to the Enforcement Authority no later than 14 July 2026 at 12:00 to the address: Enforcement Authority / Rovaniemi office, Hallituskatu 3 B, floor, 96100 Rovaniemi. A written bid is binding and is subject to the same terms as in the online auction. The written bid must be signed and must include the bidder’s contact details, the maximum amount of the bid and the number of the object in the Huutokaupat.com service to which the bid relates.

The property has been seized and is sold privately by the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.