Today at 17:00
Ulosmitattu kiinteistö rakennuksineen Suomussalmella, Suomussalmi
Ulosottolaitos, Oulu realisointi (Oulu, Raahe, Kajaani) sells
€12,500
27 bids
Today at 17:00
Varmat Vaihtoautot Oy sells
Viewed 256 times
Please note that this is an automatic translation. In case of any discrepancies between the original and this translated version, the original version shall prevail.
For sale are two already-rented investment flats that form an attractive package for an investor who values cash flow.
At current rents, the combined cash flow after financing charges is approximately €3,816.00 a year. The financing charge includes loan repayments, which simultaneously reduce each flat’s share of the housing company loan. The increase in net worth from this loan reduction has not been included in the rental yield percentage. Current charges are available in the documents.
Apartment A 1 (details in the Rental Yield Calculation document)
1 room + kitchen + sauna, 47 m2
Monthly rent €385.00
Service charge / month €126.90
Financing charge / month €94.00
Share of company loan 30 June 2026 €7,986.58
Apartment A 5 (details in the Rental Yield Calculation document)
2 rooms + kitchen + sauna, 63 m2
Monthly rent €450.00
Service charge / month €170.10
Financing charge / month €126.00
Share of company loan 30 June 2026 €10,912.74
Total 2 apartments
Monthly rent €835.00
Service charge / month €297.00
Financing charge / month €220.00
Share of company loan 30 June 2026 €18,899.32
By car the flats are about 45 minutes from Tampere and only 30 minutes from Nokia. Both flats are rented. Rents have been paid on time and tenancy matters have been handled appropriately. The building was completed in 1985. Significant maintenance work has been carried out by the housing company, the most notable being replacement of the domestic water pipes in 2023. The flats have electric heating and tenants are responsible for heating costs.
The separate rental yield calculation clearly lists each property’s rental income, charges, cash flow and calculations for different sale prices.
Virtual tours are also available for the flats. Links to the virtual tours can be provided on request.
Please note that the floor in Apartment 5 differs from what is shown in the virtual tour. The floor is currently tiled with large 120 × 60 cm tiles.
I can arrange a fast loan decision for these flats. If required, I can also organise re-letting for a small additional brokerage fee.
Interested? You may call me at any time for further information.
This item is subject to a reserve price. Where the reserve price is met, the seller undertakes to sell the item to the highest bidder. If the reserve price is not met, the seller reserves the right to accept or reject the highest bid.
The item is sold as a transaction between users. Huutokaupat.com does not act as a party to the transaction.
Bids start from the sale price upwards.
The buyer of the apartment assumes responsibility for the apartment's debt share of 18 899,32 €.
After the bid has been accepted, the highest bidder must pay a deposit of 3 000 € within two (2) days.
Offers must be submitted by the stated deadline. The highest offer is the offer the seller has accepted as highest. It is also possible to participate in the auction in person by giving the seller an offer on site. The seller and buyer undertake to record all offers in the system. By placing a bid, the bidder accepts these terms.
Inspecting the property
A bidder has the duty to familiarise themselves with the housing company, documents and records before making an offer. The buyer cannot later rely on a matter that could have been observed during a prior inspection.
Information provided by the seller
The seller warrants that they have given the buyer all information known to the seller that can reasonably be expected to affect the transaction.
These terms are accepted by the bidder when placing an offer
By placing an offer/bid the buyer accepts these terms. The auction price is the sale price and the buyer takes responsibility for the loan shares, which can be viewed in the property manager's certificate. The apartments are sold let and the rental deposits will be transferred to the buyer at completion. The seller is responsible for the maintenance charge, payments to the housing company and other charges related to the apartment up to the date of transfer of ownership, after which the buyer is responsible. The seller is responsible for the financing charge until 30/06/2026, after which the buyer is responsible.
The buyer has inspected the apartment to the extent they wished via photographs and the virtual tour.
The buyer has also reviewed the following apartment-specific documents, which are attached.
Basis for area: According to the articles of association and the property manager's certificate. Not re-measured. Areas in properties of this age (company registered before 01/01/1992) may differ materially from the area of living spaces calculated according to current measurement methods and standards (SFS 5139). The area may therefore be smaller or larger than stated above.
Completion of the sale
Payment of the purchase price is made at the completion meeting. If the transaction must be completed at the bank, any bank costs are the buyer's responsibility. The sale must be completed no later than 29/06/2026.
Other costs
The buyer is responsible for the transfer tax in accordance with applicable tax practice.
Withdrawal from the sale
If the agreed sale is not completed due to the buyer after the auction has ended, the buyer shall pay a contractual penalty of €3,000 to the seller.
Time left
Item number: 6338578
Viewed 256 times
As agreed in the contract
Payment method is agreed separately with the seller.
6 Jun 2026, 10:05