Rented city-centre two-room flat in Kerava – up to 30% return on equity and a parking space included!, Kerava

For sale: a rented modern one-bedroom apartment in Kerava at an exceptionally low starting price — parking space included!

The apartment:
A rented and bright one-bedroom apartment (2 rooms + kitchenette) in a 2020 lift block on Lintulammenkatu, Kerava. Official size is 32 m². The apartment is on the 2nd floor of Asunto Oy Keravan Karaatti and has a very efficient layout: open kitchen-living room, separate bedroom, a spacious bathroom and a glazed balcony, making it modern and easy to let. It is a corner apartment with windows in two directions, which makes it very bright.

Light surfaces, large windows and pale flooring bring plenty of natural light and a sense of space. The kitchen is stylish and modern with light cabinetry, integrated oven, hob, extractor fan and dishwasher. There is good storage in both the hallway and the bedroom wardrobes. The bathroom is neat and contemporary: dark tiles, glass shower screen, mirrored cabinet and washing machine connection form a functional whole. The glazed balcony provides extra usable space and improves comfort.

The sale also includes an electrified parking space P80 at no extra cost, valued at approximately €3,000–€4,000. The parking space is its own share series and is not subject to the housing company loan. The auction winner receives the parking space as part of the sale.

The housing company:
Asunto Oy Keravan Karaatti is a 66-apartment lift building completed in 2020 at Lintulammenkatu 2 B. The company is relatively new and has had typical maintenance works for a new development, such as HVAC duct cleaning and air‑flow adjustments in 2024 and balcony glass maintenance in 2025. For 2025–2026 the common areas’ locking system will be replaced with an iLOQ smart-lock system, and upcoming years primarily include routine annual and scheduled maintenance.

Local area:
The apartment is excellently located close to Kerava town centre, making it attractive to both tenants and investors. Central services, shops, restaurants, sports facilities and everyday services are nearby, and Kerava railway station provides easy commuting to the Helsinki metropolitan area. The location suits tenants who value convenience, close services and good transport links without necessarily needing a car. At the same time, the modern building, glazed balcony and included parking space make the package unusually versatile.

Kerava:
Kerava is a growing, well‑connected town adjacent to the Helsinki region, offering investors a favourable mix of lower prices, strong rental demand and excellent transport links. Kerava’s station, central services and quick connections to the capital region make it particularly sought after by tenants. For investors it is an attractive opportunity to access the nearby rental market at a significantly lower price level than many parts of the capital region.

Tenancy:
The apartment is rented under an open-ended tenancy agreement starting on 01/06/2026 to tenants with clean credit records. The first possible termination date of the agreement is 01/04/2027. The rent is €650/month + service charges.

Rental income:
The monthly maintenance charge is €252.80, leaving approximately €397.20/month in net rental income, i.e. €4,766.40/year. Based on the starting price the return on equity (ROE) is 30% ((rent − maintenance fee) × 12 / sale price × 100). There is a housing company loan share of €86,149.76 as of 15/01/2026, so the debt‑free starting price is €102,049.76. The asking price is clearly below comparable completed sale prices, offering an investor the opportunity to buy an under‑market investment.

Why this property?

✅ Location right by the town centre

✅ Rented to reliable tenants

✅ Starting price only €15,900 –> Potential for high ROE

✅ Debt‑free price clearly lower than comparable sales

✅ Stylish, bright corner apartment

✅ Parking space included free of charge!

✅ Capital charges distributed –> tax‑deduction benefit for the investor

This is an excellent opportunity for an investor seeking a ready‑let, modern property purchasable with low equity. A relatively new housing company, good return on equity, included parking space and a debt‑free price below comparable sales make this a very interesting investment.