Seized residential apartment, 3 rooms + kitchen + sauna, Raisio (Reso), Raisio

The object is sold by incremental bids in an online auction held on the website www.huutokaupat.com. Participation in the auction requires registration. The deadline for submitting bids ends on 30 March 2026 at 13:00 or three minutes after the last accepted bid.

The object is sold in a net auction with incremental bids on the website www.huutokaupat.com. Participation requires registration. The deadline for submitting bids ends on 30 March 2026 at 13:00 or three minutes after the last accepted bid. The enforcement officer will decide separately whether to accept or reject the highest bid.

The Enforcement Authority is not responsible for the functioning of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

If it is not possible to submit a purchase bid via the Huutokaupat.com service, a prospective buyer may submit a written purchase bid to the enforcement officer, which will be attached to the online auction as a maximum bid according to the automatic increment. The offer must be delivered by 26 March 2026 at 12:00 to the Enforcement Authority in writing at the address below:

Enforcement Authority / Realisation
Sairashuoneenkatu 2–4
20100 Turku

or by e‑mail: turku.realisointi.uo@oikeus.fi

A written purchase bid is binding and is subject to the same conditions as the online auction. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid and the Huutokaupat.com object number to which the bid applies.

If it is not possible to submit a bid via Huutokaupat.com, the buyer candidate may submit a written bid to the enforcement officer. The bid will be connected to the online auction as a maximum bid according to the automatic increment. The bid must be submitted in writing to the Enforcement Authority by 26 March 2026 at 12:00 at the address

Enforcement Authority / Turku / Realisation
Lasarettsgatan 2–4
20100 Turku

or by e‑mail: turku.realisointi.uo@oikeus.fi

A written bid is binding and is subject to the same terms as the online auction. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid and the object number in the Huutokaupat.com service to which the bid applies.

The enforcement authority reserves the right to terminate the sale or to extend the sale period.

However, the enforcement officer may not accept the highest bid if, in the officer’s opinion, the bid is clearly below the market value of the property at the location.

Payment terms:

The buyer must immediately pay a deposit of 20 percent of the purchase price to the Enforcement Authority’s escrow account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. If necessary, up to six weeks’ payment time may be granted for the remaining purchase price. Any use of an extended payment period must be agreed separately. If a payment period is granted, annual interest is payable on the full purchase price in accordance with section 3(2) of the Interest Act for the entire agreed payment period from the date of sale until the end of the payment period. The interest rate under section 3(2) of the Interest Act is currently 2.5%.

Other information:
The property has been seized and will be sold by the enforcement officer by free sale, observing as applicable the general auction conditions laid down in the Enforcement Code.

The sales brochure is indicative and is not a comprehensive description of the object. Prospective buyers are advised to examine the property, the sales brochure and the attached documents carefully.

The buyer obtains the right of possession to the object once the full purchase price and any obligations transferred to the buyer have been paid. The buyer must not use the property in a way that diminishes its value before receiving the deed of sale.

The buyer acquires title to the object on receipt of the deed of sale. The deed is handed over when the sale is legally binding and the full purchase price and the transfer tax have been paid.

The buyer is obliged to pay the transfer tax of 1.5%. The tax is calculated on the total of the purchase price and any obligations transferred to the buyer, according to the date of transfer of ownership.

Ann‑Mari Poso

District Bailiff