Commercial premises 199 m² in Ylivieska town centre, Ylivieska

How to submit bids

The lot will be sold by incremental bids in an online auction on www.huutokaupat.com between 26 March and 19 April 2026. Participation requires registration. The deadline for submitting bids ends on 19 April 2026 at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under the Enforcement Code (Chapter 5, Section 25).

If it is not possible to submit bids via the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be attached to the online auction as a maximum bid according to the automatic increment function. The written offer must be signed and must state the bidder’s contact details, the maximum amount of the bid and the Huutokaupat.com lot number to which the bid applies. The written offer is binding and the same terms apply as to the online auction. The offer must be submitted no later than 16 April 2026 at 12:00 to the Enforcement Authority’s Oulu office, Torikatu 34–40, 90100 Oulu (open Mon–Fri 08:00–16:15), by e‑mail to oulu.realisointi.uo@oikeus.fi or by post to Ulosottolaitos, P.O. Box 1, 00067 Ulosottolaitos.

The enforcement authority reserves the right to end the sale or extend the sale period.

Minimum increment

€400.

Minimum acceptable bid

€3,950.00

The minimum acceptable bid includes enforcement costs and the sales fee. However, the enforcement officer may not accept the highest bid if, in the officer’s assessment, it is clearly below the asset’s market value in the locality. The minimum acceptable bid does not describe the market value of the lot, nor does it mean that the lot will be sold at that price.

Payment terms

Deposit

The buyer must immediately pay a deposit equal to 20% of the purchase price to the Enforcement Authority’s official deposit account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder whose highest bid has been approved. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be deemed the buyer.

Payment period

If the highest bid is accepted, the buyer may, if necessary, be granted a payment period of up to six weeks for the remainder of the purchase price. If a payment period is not requested or agreed, the purchase price must be paid immediately after the bid is accepted. Any use of the payment period must be agreed separately. If a payment period is used, annual interest will be charged on the whole purchase price in accordance with section 3(2) of the Interest Act for the agreed payment period from the sale date until the end of the payment period.

If payment is not made within the specified time, the buyer must pay default interest on the whole purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale is completed.

Obligations and rights transferring to the buyer and receivables related to the sold property

Buyer’s personal liability for the previous owner’s charges and payment defaults

The amount of the shareholder’s overdue and unpaid housing company charges and other payments is €58,344.90 (as at 31 March 2026), of which the amount of overdue unpaid housing company charges and equivalent payments is €58,344.90.

The buyer is responsible for fulfilling obligations related to the flat that are their responsibility towards the housing company. Bids in the online auction should be made taking these matters into account. Under the Housing Companies Act, the new owner is liable for new charges from the date of transfer of ownership.

Liability for new charges

Under the Housing Companies Act (Chapter 3, Section 6), the new owner is liable for new charges from the date of transfer of ownership.

Share of company loans relating to the flat

In addition to the cash purchase price, the buyer assumes a share of the company’s loans of €3,655.48 (as at 28 February 2026).

The loan share relating to the flat remains payable by the buyer and is not paid from the purchase price.

Transfer tax

The buyer is obliged to pay transfer tax of 1.5%. The tax is calculated on the total of the purchase price and the liabilities transferred to the buyer, based on the date of transfer of ownership.

Transfer of possession and ownership

The buyer will obtain the right of possession to the lot under the Enforcement Code (Chapter 5, Section 4) when the purchase price has been paid in full, but they must not use the asset in a way that reduces its value before they have also acquired ownership of the shares.

The buyer will obtain ownership of the lot when the purchase price has been paid in full, the enforcement officer has been presented with evidence of payment of the transfer tax, the sale decision has become final, and the enforcement officer has handed the buyer the deed of sale.

After receiving the deed, the buyer must file the transfer tax return and provide the enforcement officer with proof of payment. Thereafter the enforcement officer will deliver the share certificate with transfer entries to the buyer or to a person designated by the buyer (e.g. the buyer’s bank).

Other information

The asset has been seized and it is sold by private sale carried out by the enforcement officer in accordance with the Enforcement Code (Chapter 5, Section 76) and, as applicable, the Enforcement Code’s general auction terms. The sales brochure is indicative and does not provide a comprehensive description of the lot.

Buyers are urged to familiarise themselves carefully with the lot, the sales brochure and the attached documents before making an offer.

Appeals

An enforcement appeal against the sale and actions relating to or preceding the sale must be made within three weeks from the date of sale. Appeal instructions are attached to the sale decision.

Terms of sale (Swedish)

The lot is sold at an online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids expires on 19 April 2026 at 18:00 (or three minutes after the last accepted bid has been made).

The Enforcement Authority is not responsible for the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides whether the highest bid is to be accepted. Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code. The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be connected to the online auction as a maximum bid according to the automatic increment function. The bid must be submitted in writing to the Enforcement Authority no later than 16 April 2026 at 12:00 at the address Ulosottolaitos, P.O. Box 1, 00067 Ulosottolaitos or Enforcement Authority, Oulu, Torikatu 34–40, 90100 Oulu or by e‑mail to oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same terms apply as in the online auction. The written bid must be signed and must state the bidder’s contact details, the bid’s maximum amount and the number of the lot in the Huutokaupat.com service to which the bid applies.

The property has been seized and it is sold by private sale by the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, as applicable, the Enforcement Code’s general auction terms.