Apartment share for sale (2 rooms + kitchen) in Kemi, Kemi

The object is sold in an online auction with bids on the website www.huutokaupat.com during 26 June–15 July 2026. Participation in the auction requires registration. The deadline for submitting bids ends on 15 July 2026 at 13:00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the service provider’s system functionality. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer will decide whether to accept or reject the highest bid. Bids made in the online auction are binding. If an accepted bid is approved, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under section 25 of chapter 5 of the Enforcement Code.

The Enforcement Authority reserves the right to end the sale or extend the sale period.

The property has been seized and is sold by the enforcement officer by free sale in accordance with section 76 of chapter 5 of the Enforcement Code and, where applicable, the general auction conditions laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority’s official trust account. When the payment is visible on the trust account, the enforcement officer will issue the sales decision, which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must pay a deposit of 20% of the purchase price immediately.

Payment period: If the highest bid is accepted, the enforcement officer may, if necessary, grant up to six weeks’ payment time for the remaining purchase price from the date of the sales decision. The payment period must be agreed separately. If the payment period is not used, the purchase price must be paid immediately after acceptance of the bid. If a payment period is granted, annual interest shall be charged on the whole purchase price under section 3(2) of the Interest Act for the entire payment period from the date of the sales decision to the end of the payment period. If payment is not made within the specified time, the buyer shall pay default interest on the whole purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale is carried out.

Buyer’s liabilities

The buyer must pay the transfer tax, which is 1.50% of the total of the purchase price and unpaid company receivables, charges and the company loan share related to the flat. The transfer tax is paid to the tax authority. The buyer must present proof of payment of the transfer tax before the share certificate is handed over and the deed is issued.

The buyer is obliged to apply for registration of ownership of the share flat with the National Land Survey within 2 months of signing the deed. The Enforcement Authority will hand over a paper share certificate with a transfer entry together with the deed, which the buyer shall submit to the National Land Survey for cancellation when registering ownership. The National Land Survey charges a fee for registering the share flat, which is payable by the buyer.

Liability for company loan shares:
In addition to the purchase price payable in cash, the buyer will be liable for the company loan share on the flat: €5,844.54 as at 24 April 2026. Company loan shares are paid to the housing company monthly as part of the financing charges.

The company loan share relating to the flat remains the buyer’s responsibility and is not paid from the purchase price.

Taking possession of a flat in the custody of the housing company:

The flat has been taken into the housing company’s possession for three years by the decision of the general meeting on 5 November 2025. The possession decision gives the housing company the right to rent the flat to cover arrears of charges and other payments. Under section 7 of chapter 8 of the Housing Companies Act, the new owner of the sold shares will gain possession of the flat when they have paid the housing company all due amounts that could be covered by rent from the share flat under section 6(2) of chapter 8 of the same Act. These amounts consist of unpaid housing company charges and other payments that are the basis for the possession decision and any charges and other payments that become due during the period of possession. According to the property manager’s certificate, the buyer’s liability is €10,964.32 as at 5 April 2026. The amount changes monthly. The buyer must check the arrears of charges and pay them directly to the housing company. These amounts are not paid from the purchase price paid to the Enforcement Authority.

The buyer must ensure fulfilment of the obligations related to the flat that fall on them. Bids in the online auction should take these matters into account.

Sales conditions (Swedish)

The object is sold in an online auction with increment bids on the website www.huutokaupat.com. The deadline for submitting purchase bids is 15 July 2026 at 13:00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the service provider’s system. The highest bid is the one that the service provider’s system has accepted as highest. The enforcement officer will decide whether the highest bid should be accepted. Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in liability for compensation under section 25 of chapter 5 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to place a bid via Huutokaupat.com, a prospective buyer may submit a written bid to the enforcement officer. The bid will be entered into the online auction as a maximum bid under the automatic bidding system. The bid must be submitted in writing to the Enforcement Authority no later than 14 July 2026 at 12:00 to the address Utsökningsverket / Kemi operational office, Valtakatu 28, 4th floor, 94100 Kemi. A written bid is binding and is subject to the same conditions as the online auction. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid and the object number in the Huutokaupat.com service to which the bid relates.

The property is seized and sold by the enforcement officer under section 76 of chapter 5 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.