Foreclosed forest estate with buildings in Pärjänsuo, Pudasjärvi, special right to lapse, Pudasjärvi

The property is sold in an online auction held on the website www.huutokaupat.com. Participation in the auction requires registration. The deadline for bids ends on 07/10/2026 at 19:00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid the service provider's system has accepted as the highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The property is sold in accordance with the provisions of the Enforcement Code by private sale conducted by the enforcement officer in two separate online auctions. This is so-called alternative bidding. The property is first offered on the condition that the special right recorded against the property (lifelong right of residence) remains in force. If the highest bid does not cover the claim that has priority over the special right, the property will be offered without preserving that special right. In this sale, the property is offered for purchase on the condition that the special right recorded against the property ceases. Even if the bid in this sale is higher, the earlier bid will be accepted if the holder of the right pays from the difference the part that belongs to the claim with better priority. The claim with priority above the special right was EUR 77,073.57 as of 24/06/2026. In addition, enforcement costs incurred in the sale to date amount to EUR 9,232.55. Thus, if the above-mentioned claims with better priority than the special right are fully covered, the special right will also remain in force. The bidder must carefully consider the bid and its amount, taking into account the special right affecting the property. A buyer who does not wish to purchase a property that may be subject to the said special right should not submit any bids in the alternative bidding.

If registration is not possible, a written purchase offer may be submitted for the property. The written purchase offer must be delivered by post or email so that it is received by the Enforcement Authority no later than 01/10/2026 at 16:15. The email address is oulu.realisointi.uo@oikeus.fi and the postal address is Ulosottolaitos, P.O. Box 1, 00067. The written offer may also be submitted by the above deadline to the Enforcement Authority's Oulu office at Torikatu 34-40, 90100 Oulu. The office customer service is open on weekdays from 8:00 to 16:15. The written purchase offer must state the bidder's name, personal identity code/business ID, and contact details. A written offer will be entered in the online auction as an increasing bid. The submitter of a written purchase offer is responsible for ensuring that the offer is received by the deadline given. A written purchase offer is binding, and the same terms apply to it as in the online auction.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been seized and is sold by private sale conducted by the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority's official funds account. Once the payment is reflected in the official funds account, the enforcement officer issues the sales decision, which is delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: Unless the full purchase price is paid immediately, the buyer must nevertheless pay 20% of the purchase price immediately as a deposit.

Payment period: If necessary, a payment period of up to six weeks from the sales decision may be granted for the remaining purchase price. In that case, annual interest on the full purchase price must be paid for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted payment period, annual default interest will then be charged, currently 9.50%.

Obligations transferred to the buyer

The buyer is responsible for any fees arising from the transfer of connection agreements.

For the transfer of ownership of the property, the buyer must pay transfer tax of three per cent on their own initiative before applying for title registration and no later than six months from the signing of the deed of sale. The buyer is responsible for title registration costs and transfer tax.

The State has a pre-emption right in the sale of the property if acquisition of the property is necessary for ensuring national defence, border control or border security, or for monitoring or safeguarding territorial integrity (Act on the State’s pre-emption right in certain areas 29/03/2019/469).

Foreign nationals defined in the Act have the right to acquire property in the territory of Finland only if a permit is granted for the acquisition (Act on the State’s pre-emption right in certain areas 29/03/2019/470).

Object sales terms

The object is sold by online auction with ascending bids on the website www.huutokaupat.com. The deadline for submitting purchase offers ends on 07/10/2026 at 19:00 (or 2 minutes after the last purchase offer accepted to the auction has been submitted).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides separately whether the highest bid is to be accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids via the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid is attached to the online auction as a maximum bid according to the increment system. The bid must be submitted in writing to the Enforcement Authority no later than 01/10/2026 at 16:15 at the address Utsökningsverket / Ulosottolaitos, P.O. Box 1, 00067 Ulosottolaitos or Enforcement Authority / Oulu office, Torikatu 34-40, 90100 Oulu or oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same terms apply to it as in the online auction. The written bid must be signed and must state the bidder's contact details, the maximum amount of the bid and the number of the object in the Huutokaupat.com service to which the bid relates.

The property is seized and sold by private sale through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, as applicable, the general auction terms of the Enforcement Code.