Low-priced pre-let investment studio flat in Espoo — below market price, Espoo

Pre-let studio flat from 2022 for sale in an excellent Espoo location!

The flat:
A modern studio on the 3rd floor of a 6-storey building with lift. Completed in 2022, the flat features stylish, contemporary finishes and quality integrated appliances. The spacious, modern bathroom includes plumbing for a washing machine.

The housing company:
Asunto Oy Espoon Vouti is a well-managed housing company of 50 flats, completed in 2022. The company’s finances are on a sound footing and liquidity has been good. Operating accounts show a surplus, indicating controlled expenses and an appropriately set maintenance charge level.

Thanks to the relatively new building, there are no significant repair needs in sight and the financial outlook is predictable for coming years.

About Espoo:
Espoo is one of Finland’s fastest-growing and wealthiest cities, a vibrant centre of over 300,000 residents combining high expertise, a strong business sector and a high-quality living environment.

Development is being driven by investments in areas such as Keilaniemi, Otaniemi and Leppävaara. The area also hosts a major technology cluster and Aalto University.

Population growth and strong rental demand make Espoo very attractive for property investors.

Micro-location:
Nihtisilta is a developing, strategically excellent location in Espoo, right by major transport links. It lies close to the Turunväylä (Turku Highway), enabling smooth travel to Helsinki city centre and other parts of the capital region.

Nearby are diverse services and employment areas such as Tapiola and Leppävaara. The area also offers a pleasant, nature-rich environment with outdoor recreation opportunities.

Tenant and rental income:
The flat is let to a tenant with clean credit history on an open-ended tenancy agreement starting 1 June 2026. The first possible termination date is 1 April 2027, so the investor can expect secure income.

Rent: €645/month + water charge €20/month

The apartment carries housing company debt of €101,896.08 (31 March 2026), which is tax-deductible for the investor.

The buyer will receive rental income from 1 June 2026.

Pricing:
The pricing of this property is very competitive compared with current local listings and recent transactions. A similar studio in the same company sold for €163,000 (January 2025), and this starting price is clearly below local asking prices.

The debt-free total consists of approximately €101,896.08 of housing company loan (31 March 2026) + auction price (starting price €22,500), offering the opportunity to buy below market value.

Why this property?

✅ Relatively new housing company → low-maintenance investment

✅ Reliable tenant with clean credit history

✅ First possible termination date not until 1 April 2027
✅ Pre-let → immediate cash flow
✅ Excellent location and stylish flat → great lettability
✅ Capitalised housing loan → tax benefit for investor

✅ Low sale price

✅ Opportunity to buy below market value!

Bid on this pre-let, low-maintenance investment at a great price!