Seized apartment share (3 rooms + kitchen) in Ylivieska, Ylivieska

The lot is sold by incremental bids in an online auction on www.huutokaupat.com. Participation requires registration. The deadline for submitting bids ends on 14 June 2026 at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the service provider's system. The highest bid is the one the service provider's system has accepted as highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

If it is not possible to submit purchase bids via Huutokaupat.com, a prospective buyer may submit a written purchase bid to the enforcement authority, which will be attached to the online auction as a maximum bid according to the automatic increment function. The written bid must be signed and must state the bidder's contact details, the maximum bid amount and the Huutokaupat.com lot number to which the bid applies. A written bid is binding and is subject to the same conditions as bids in the online auction. The written bid must be received no later than 11 June 2026 at 12:00 either by post to Ulosottolaitos, PL 1, 00067 Ulosottolaitos, by delivering it to the Oulu office reception at Torikatu 34-40, 2nd floor, 90100 Oulu (open weekdays 08:00–16:15) or by e‑mail to oulu.realisointi.uo@oikeus.fi. The enforcement authority reserves the right to end the sale or extend the sale period.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been attached and is sold by public sale by the enforcement officer, in accordance with the general auction terms laid down in the Enforcement Code, where applicable. The sales brochure is indicative and is not a comprehensive description of the lot.

Payment terms

Deposit: The buyer must immediately pay a deposit equal to 20 per cent of the purchase price to the Enforcement Authority's official deposit account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period: A payment period of up to six weeks may be granted if necessary. Any payment period will be notified separately. If a payment period is granted, annual interest will be charged on the full purchase price in accordance with section 3(2) of the Interest Act for the whole agreed period from the sale date until the payment period expires. If no payment period is granted, the purchase price must be paid immediately after acceptance. If payment is not made within the time limit, the buyer must pay default interest under section 4(1) of the Interest Act on the full purchase price until payment or a new sale is completed. Current default interest is 9.50%.

Buyer’s liabilities and rights that transfer to the buyer

Buyer’s personal liability for previous owner’s maintenance charges and unpaid amounts

The apartment was taken into the company’s possession for three years by a shareholders’ meeting decision on 23 May 2024.

The new owner has the right under the Companies Act on Housing to obtain possession of the apartment before the end of the possession period if the buyer pays the costs caused by taking the apartment into possession, any costs to the company for repairing the share apartment, unpaid service charges and those service-charge items that fall due for the shareholder during the possession period.

According to the property manager, the buyer’s liability is €3,427.60 as of 19 March 2026. At the time of transfer of control/ownership, the said arrears, costs and charges with late interest may be higher than stated above.

The above receivables remain payable by the new buyer and are not paid from the purchase price.

The tenancy is governed by the Act on Residential Leases. The tenancy may be terminated on the grounds provided in that Act, but not on the sole ground that the apartment has been sold by enforcement sale. However, the tenant’s right to keep the share apartment in their possession ends without notice at the latest when the company’s possession period ends, regardless of the agreed lease term.

Company loan shares charged to the apartment

In addition to the cash purchase price, the buyer will assume the company loan share charged to the apartment: €0 as of 19 March 2026.

The company loan share charged to the apartment remains payable by the buyer and is not paid from the purchase price.

The buyer must ensure payment of the apartment-related obligations for which they are responsible to the housing company. Bids made in the online auction should take these matters into account.

Transfer tax

The buyer is obliged to pay transfer tax of 1.5%. The tax is calculated on the total of the purchase price and the buyer’s liabilities that transfer to the buyer, according to the date of transfer of ownership.

Release / possession

The apartment was taken into the company’s possession for three years by a shareholders’ meeting decision on 23 May 2024. The apartment has been let by the housing company from 12 July 2024 on a fixed-term tenancy continuing until further notice. The rent is €500.00/month.

The new owner has the right under the Companies Act on Housing to obtain possession of the apartment before the end of the possession period if they pay the costs of taking the apartment into possession, any costs to the company for repairing the share apartment and unpaid service charges and those service-charge items that fall due for the shareholder during the possession period. See the section “Buyer’s liabilities and rights that transfer to the buyer”.

The binding effect of the tenancy on the new owner is determined by the Act on Residential Leases. The tenant’s right to keep the share apartment in their possession ends without notice at the latest when the company’s possession period ends, regardless of the agreed lease term.

Taking possession of the apartment also requires that the purchase price has been paid in full.

Object sale terms

The lot is sold by online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids ends on 14 June 2026 at 18:00 (or three minutes after the last accepted bid to the auction).

The Enforcement Authority is not responsible for the service provider’s system. The highest bid is the bid the service provider’s system has accepted as highest. The enforcement officer decides whether the highest bid shall be accepted. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment time. Failure to pay may lead to buyer’s liability in accordance with chapter 5, section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids via Huutokaupat.com, a prospective buyer may submit a written bid to the enforcement authority. The bid will be attached to the online auction as a maximum bid according to the increment function. The bid must be submitted in writing to the Enforcement Authority no later than 11 June 2026 at 12:00 to the address Utsökningsverket, PL 1, 00067 Ulosottolaitos or to Utsökningsverket Kajaani, Lönnrotinkatu 2 a, 87100 Kajaani (open Tue and Thu 09:00–12:00) or by e‑mail to oulu.realisointi.uo@oikeus.fi. A written bid is binding and subject to the same conditions as the online auction. The written bid must be signed and must state the bidder’s contact details, the bid’s maximum amount and the number of the lot in Huutokaupat.com to which the bid applies.

The property has been attached and is sold privately by the enforcement officer in accordance with section 76 of chapter 5 of the Enforcement Code and, where applicable, the Enforcement Code’s general auction terms.