Rented 63 m² three-room flat in central Kemi – same tenant for approximately 20 years, Kemi

For sale: rented 63 m² three-room flat on the first floor (3 rooms + kitchen + WC/bathroom) in central Kemi, at Valtakatu 38 A 1. Suitable either as a home or an investment.

The property has had the same tenant throughout the current owner's ownership, approximately 20 years, and there are no rent arrears.

Rent €694.50/month + water advance €20/month/person.

The flat is well located at the southern end of Valtakatu, a few hundred metres from the services in central Kemi. The seafront and harbour are also nearby.

The property is well suited for investment or later personal use.

Flat and tenancy:
The flat's kitchen, WC/bathroom and hallway were renovated in 2007.

The tenancy agreement is open-ended.

• Rent €694.50/month

• Water advance €20/month/person

• Maintenance charge €378.00/month

• Financing charge €54.18/month

No rent or maintenance-charge arrears.

Housing company and renovations:
The housing company is located on its own plot.

The domestic water pipes were renewed in 2021.

The housing company has decided to carry out pipe relining in stages. The first stage covers the main drain and the vertical drains in stairwells C and D.

This flat's share of the first stage is a total of €2,906.82:

NOTE! After an accepted bid, the seller will pay this relining renovation share in full. In other words, it will be paid before completion.

No other renovations have been decided.

Purchase price and release of the pledge:

The share certificate is currently pledged.

To release the pledge, €25,140 is paid at completion to the account specified by the pledgee, after which the share certificate will be released. The financing cannot be transferred to the buyer.

The flat also has a share of the housing company's loan for the domestic water pipe renovation, amounting to €5,373.11 as at 30 April 2026.

The buyer will pay:

Winning bid
+ €25,140 to release the pledge
+ housing-company loan share €5,373.11

The final amount of the housing-company loan will be checked at completion.

In addition, the seller will pay the €2,906.82 relining renovation share at their own expense after the winning bid has been accepted.

The sale will be completed by the end of October 2026.

The buyer is responsible for transfer tax.

Viewings and terms of sale:

Viewings by agreement, taking the tenant into consideration.

Before making an offer, the bidder must familiarise themselves with the property, its documents and the terms of sale.

By making an offer, the bidder confirms that they have inspected the property and undertakes to purchase it under the terms stated in the listing.

If the bidder who made the accepted offer unjustifiably fails to complete the sale, a €300 + VAT expense compensation will be charged.

Tikanoja Group Oy is not the owner of the property; the property is being sold on commission.