Plot in Vepsä village, Kuhmo / Property in Vepsä, Kuhmo

The property is sold in an online auction held on www.huutokaupat.com. Registration is required to participate. The deadline for submitting bids is 1 December 2026 at 19.00 (or 2 minutes after the last accepted bid).

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The bailiff decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sales period.

The property has been seized and is sold by private sale conducted by a bailiff in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The bailiff will notify the highest bidder whether the bid can be accepted. If it can be accepted, the buyer must pay the entire purchase price by bank transfer to the National Enforcement Authority’s official client funds account. Once the payment is shown in the client funds account, the bailiff will issue a sale decision, which will be delivered to the parties concerned. The purchase price cannot be paid by credit card.

Deposit: Unless the entire purchase price is paid immediately, the buyer must immediately pay 20% of the purchase price as a deposit.

Payment period: Where necessary, a payment period of no more than six weeks from the sale decision may be granted for the balance of the purchase price. In that case, annual interest is payable on the entire purchase price for the whole period, from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment has not been made within the granted period, annual default interest will thereafter be charged; this is currently 9.50%.

Obligations transferred to the buyer

The buyer is responsible for determining from the building control authority of the City of Kuhmo whether permits are required for structures/buildings on the property other than the barn, sauna and dwelling, and for taking any necessary action in accordance with the building control authority’s requirements.

Upon transfer of ownership, the buyer must independently pay transfer tax of 3% before applying for title registration and no later than six months after the deed of sale is executed. The buyer is responsible for title registration costs and transfer tax.

Terms of sale

The property is sold in an online auction with incremental bidding on www.huutokaupat.com. The deadline for submitting bids is 1 December 2026 at 19.00 (or 2 minutes after the last bid accepted for the auction has been submitted).

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The bailiff separately decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The bailiff reserves the right to end the sale or extend the sales period.

If it is not possible to submit a bid via Huutokaupat.com, a prospective buyer may submit a written bid to the bailiff. The bid will be added to the online auction as a maximum bid under the automatic bidding system. The written bid must be submitted to the National Enforcement Authority no later than 26 November 2026 at 16.15, at National Enforcement Authority / Kajaani office, Lönnrotinkatu 2 A, 4th floor, 87101 KAJAANI, or by email to oulu.realisointi.uo@oikeus.fi. A written bid is binding and subject to the same terms as the online auction. It must be signed and state the bidder’s contact details, the maximum bid amount and the Huutokaupat.com listing number to which it relates.

The property has been seized and is sold by private sale conducted by a bailiff in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.