The property is sold by ascending-bid online auction on www.huutokaupat.com. Participation requires registration. The deadline for submitting bids is 17.11.2026 at 18:00, or two minutes after the last accepted bid.
The National Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid accepted as the highest by the service provider’s system. The bailiff separately decides whether to accept or reject the highest bid.
If it is not possible to submit bids through Huutokaupat.com, a prospective buyer may submit a written bid to the enforcement authority, which will be added to the online auction as a maximum bid under the automatic bidding system. The written bid must be signed and state the bidder’s contact details, the maximum bid amount and the item number on Huutokaupat.com. The written bid is binding and is subject to the same terms as the online auction. It must be submitted by 11.11.2026 at 16:15 to the National Enforcement Authority’s Oulu office, Torikatu 34–40, 2nd floor, 90100 Oulu (open weekdays 08:00–16:15), by email to oulu.realisointi.uo@oikeus.fi or by post to National Enforcement Authority, PO Box 1, FI-00067 National Enforcement Authority. The sender is responsible for ensuring that the bid arrives by the deadline.
The enforcement authority reserves the right to end the sale or extend the sales period.
Bids submitted online or in writing are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.
Payment terms
Deposit
The buyer must immediately pay 20% of the purchase price as a deposit to the National Enforcement Authority’s official account. The deposit cannot be paid by credit card. The National Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.
Payment period
Where necessary, a payment period of up to six weeks may be granted for the balance of the purchase price. The payment period must be agreed separately. If a payment period is used, annual interest under section 3(2) of the Interest Act is payable on the entire purchase price for the agreed period, from the date of sale until the end of the payment period.
If no payment period is used, the purchase price must be paid immediately after acceptance of the bid.
If payment is not made within the prescribed period, the buyer must pay late-payment interest under section 4(1) of the Interest Act on the entire purchase price until it has been paid or a new sale has been conducted.
Mortgages
The joint mortgage encumbering the property will be removed from the property being sold. No secured debt will transfer to the buyer.
Other information
The property has been foreclosed and is sold privately through the bailiff, applying, where appropriate, the general auction terms laid down in the Enforcement Code.
The sales prospectus is indicative and not a comprehensive description of the property. Buyers are advised to familiarise themselves thoroughly with the property, sales prospectus and attached documents before submitting a bid.
Transfer tax is 3% of the purchase price. The buyer is responsible for the transfer tax.
Terms of sale
The property is sold by ascending-bid online auction on www.huutokaupat.com. The deadline for submitting purchase bids is 17.11.2026 at 18:00, or two minutes after the last purchase bid accepted for the auction has been submitted.
The National Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid accepted as the highest by the service provider’s system. The bailiff separately decides whether to accept or reject the highest bid. Bids submitted in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.
The bailiff reserves the right to end the sale or extend the sales period.
If it is not possible to submit a bid through Huutokaupat.com, a prospective buyer may submit a written bid to the bailiff. The bid will be added to the online auction as a maximum bid under the automatic bidding system. The bid must be submitted in writing to the enforcement authority by 11.11.2026 at 16:15, at National Enforcement Authority / Oulu office, Torikatu 30–40, 90100 Oulu, or to oulu.realisointi.uo@oikeus.fi. A written bid is binding and is subject to the same terms as the online auction. It must be signed and state the bidder’s contact details, maximum bid amount and the item number on Huutokaupat.com.
The property has been foreclosed and is sold privately through the bailiff in accordance with Chapter 5, section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.