Tikanoja Group Oy sells

Tenanted studio in central Kemi – long-term tenant, Kemi

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For Sale

Talotyyppi: Kerrostalo
Huoneita: Yksiö
Asuinpinta-ala: 31,5 m²
Rakennusvuosi: 1956
Hoitovastike: 157,50 €
Rahoitusvastike: 105,84 €
Yhtiövastike yhteensä: 263,34 €
Velkaosuus: 1 985,69 €
Kaupat viimeistään: 31.10.2026
Käsiraha: Ei käsirahaa

Please note that this is an automatic translation. In case of any discrepancies between the original and this translated version, the original version shall prevail.

For sale: a tenanted studio apartment on the third floor in central Kemi, in a good location.

Kemi Upper Secondary School is opposite, while the multipurpose hall, swimming hall and the Kemi Rantabulevardi and Inner Harbour areas are approximately 200–300 metres away.

The apartment is in neat condition and has not been smoked in.

The apartment has had the same tenant throughout the current owner's ownership, approximately 13 years. Rent has been paid on time and there are no rent arrears.

Current rent €300/month + water €30/month.

The property is well suited for investment purposes and later, for example, for own use.

Please note! The photos in the listing are of a similar apartment, not the apartment for sale, as the property is currently tenanted.

Maintenance charges:

Maintenance charge €157.50/month
Finance charge €105.84/month

Total charges €263.34/month.

No outstanding maintenance charges.

Housing-company loans:

The housing-company loan shares allocated to the apartment as at 31 August 2026:

Window renovation loan €753.17
Property renovation loan €1,232.52
Total housing-company loans €1,985.69

The window renovation loan ends on 31 December 2028 and the property renovation loan on 29 December 2027.

Housing company:

The housing company is located on freehold land.

Maintenance and improvement works carried out by the housing company in recent years:

windows replaced in 2023
basement corridors and exterior foundation painted in 2024
basement window coverings installed in 2024
yard fence painted in 2024
balcony surface treatment and painting in 2024

Purchase price and release of pledge:

The share certificate is currently pledged.

To release the pledge, €9,300 must be paid at completion to the account specified by the pledgee, after which the share certificate will be released.

The buyer will pay:

Auction price
+ €9,300 to release the pledge
+ housing-company loans €1,985.69

The final amount of the housing-company loans will be verified at completion.

The buyer is responsible for transfer tax.

Viewings and other terms:
Viewings by agreement, taking the tenant into consideration.

The property is sold in the condition and with the fixtures and fittings in which it is at the time of completion.

Before making an offer, the bidder must familiarise themselves with the property's information, documents and terms of sale.

By making an offer, the bidder confirms that they have familiarised themselves with the property's information and documents and undertakes to purchase the property with their offer in accordance with the terms stated in the listing.

Terms of Sale

The seller reserves the right to accept or reject the highest bid.

The item is sold as a transaction between users. Huutokaupat.com does not act as a party to the transaction.

No deposit is required for this item

The buyer of the apartment assumes responsibility for the apartment's debt share of 1 985,69 €.

Offers must be submitted by the specified time. The highest offer is the offer accepted by the seller as the highest. It is also possible to participate in the auction in person by submitting an offer to the seller on site. The seller and buyer undertake to record all offers in the system. By placing a bid, the bidder accepts these terms of sale.

Inspection of the property

Before making an offer, the bidder is obliged to familiarise themselves with the apartment in question and with the documents and records concerning the housing company. The buyer may not subsequently invoke a circumstance that could have been detected during the preliminary inspection.

Information provided by the seller

The seller is responsible for the accuracy and currency of the documents relating to the property. The seller confirms that they have provided the buyer with all information known to the seller that may reasonably be expected to affect the transaction.

Completion of the sale

The time and place for signing the deed of sale will be agreed separately with the buyer. Payment of the purchase price and transfer of the shares will take place at completion.

Other costs

The buyer is responsible for transfer tax in accordance with the tax rules in force at the time.

Withdrawal from the sale

If the sale is not completed for a reason attributable to the bidder, the seller is entitled to receive the agreed fixed compensation.