Detached house property for sale in central Kuusamo / Detached house property for sale in Kuusamo, Kuusamo

The property is sold in an online auction held on the website www.huutokaupat.com from 11 September 2026 to 5 October 2026. Participation in the auction requires registration. The deadline for submitting bids expires on 5 October 2026 at 18:00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides whether the highest bid is accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been seized and is sold by public auction conducted by the enforcement officer, in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will notify the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority's official funds account. Once the payment is credited to the official funds account, the enforcement officer will issue the sale decision, which will be delivered to the parties concerned. The purchase price cannot be paid by credit card.

Deposit: Unless the full purchase price is paid immediately, the buyer must nevertheless pay 20% of the purchase price immediately as a deposit.

Payment period: If necessary, a payment period of up to six weeks from the sale decision may be granted for the remaining purchase price. In that case, annual interest on the full purchase price must be paid for the entire payment period, from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment has not been made within the granted payment period, annual default interest will thereafter be charged; it is currently 9.50%.

Obligations transferred to the buyer

Upon transfer of ownership of the property, the buyer must pay transfer tax of three per cent on their own initiative before applying for title registration and no later than six months after the deed of sale has been drawn up. The buyer is responsible for the costs of title registration and the transfer tax.

The State has a pre-emption right in the sale of the property if acquisition of the property is necessary to ensure national defence, border control or border security, or for monitoring or safeguarding territorial integrity (Act on the State’s pre-emption right in certain areas 29 March 2019/469).

Foreign persons as defined by law may acquire real estate located in the territory of the Finnish State only if a permit is granted for the acquisition (Act on the State’s pre-emption right in certain areas 29 March 2019/470).

Object's terms of sale

The object is sold by online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase bids expires on 5 October 2026 at 18:00 (or 2 minutes after the last purchase bid accepted into the auction has been made).

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides separately whether the highest bid is to be accepted or rejected. Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to terminate the sale or extend the sale period.

If it is not possible to place a bid via the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid will be attached to the online auction as a maximum bid according to the increment system. The bid must be submitted in writing to the Enforcement Authority no later than 2 October 2026 at 12:00 at the address Enforcement Authority / Kuusamo office, Kaiterantie 20, 93600 Kuusamo. A written bid is binding and the same terms as in the online auction apply to it. The written bid must be signed and must include the bidder's contact details, the maximum amount of the bid, and the number of the object in the Huutokaupat.com service to which the bid applies.

The property has been seized and is sold under private sale through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.