Foreclosed detached house property for sale in Haukkari, Kemi / Detached house property for sale in Kemi, Kemi

The property will be sold in an online auction held on the website www.huutokaupat.com from 9.9.2026 to 5.10.2026. Participation in the auction requires registration. The deadline for submitting bids ends on 5.10.2026 at 13.00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid the service provider's system has accepted as the highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or extend the sales period.

The property has been seized and is sold by private treaty through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, as applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the maker of the highest purchase offer whether the offer can be accepted. If the offer can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority's official funds account. Once the payment is visible in the official funds account, the enforcement officer will issue the sales decision, which will be delivered to the parties concerned. The purchase price cannot be paid by credit card.

Deposit: Unless the full purchase price is paid immediately, the buyer must nevertheless pay 20% of the purchase price immediately as a deposit.

Payment period: If necessary, a payment period of up to six weeks from the sales decision may be granted for the remaining purchase price. In that case, annual interest must be paid on the full purchase price for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted payment period, annual late-payment interest will then be charged, which is currently 9.50%.

Obligations transferred to the buyer

Upon transfer of ownership of the property, the buyer must pay transfer tax of three per cent on a self-assessed basis before applying for title registration and no later than six months after concluding the deed of sale. The buyer is responsible for the title registration costs and transfer tax.

The State has a pre-emption right in the sale of the property if acquiring the property is necessary to ensure national defence, border control or border security, or for monitoring or safeguarding territorial integrity (Act on the State's Pre-emption Right in Certain Areas 29.3.2019/469).

Foreign persons as defined by law may acquire property in the territory of the Republic of Finland only if permission is granted for the acquisition (Act on the State's Pre-emption Right in Certain Areas 29.3.2019/470).

Terms of sale of the object

The object will be sold at an online auction with incremental bids on the website www.huutokaupat.com. The deadline for submitting purchase offers expires on 5.10.2026 at 13.00 (or 2 minutes after the last purchase offer accepted for the auction has been submitted).

The Enforcement Service is not responsible for the functioning of the service provider's system. The highest bid is the bid accepted by the service provider's system as the highest. The enforcement officer separately decides whether the highest bid is to be accepted or rejected. Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to close the sale or extend the sales period.

If it is not possible to submit bids via the Huutokaupat.com service, the prospective buyer may submit a written bid to the enforcement officer. The bid will be added to the online auction as a maximum bid in the bidding system. The written bid must be submitted to the Enforcement Service no later than 2.10.2026 at 12.00 to the address Enforcement Service / Kemi office, Valtakatu 28, 4th floor, 94100 KEMI. A written bid is binding and the same terms apply as in the online auction. The written bid must be signed and state the bidder's contact details, the maximum amount of the bid, and the number of the object in the Huutokaupat.com service to which the bid applies.

The property has been seized and is sold by private treaty through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.