Seized property in Pyhtää, Pyhtää

Specific terms of sale

Method of submitting bids

The property will be sold by ascending bids in an online auction held on the www.huutokaupat.com website from 27 October to 18 November 2026. Participation in the auction requires registration. The deadline for submitting bids is at 13:00 or two minutes after the last accepted bid.

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer will separately decide whether to accept or reject the highest bid. 

If it is not possible to submit purchase bids through the Huutokaupat.com service, a prospective buyer may submit a written purchase bid to the enforcement authority, which will be added to the online auction as the maximum bid in accordance with the automatic bidding system. The written bid must be signed and must state the bidder’s contact details, the maximum bid amount and the item number on the Huutokaupat.com service to which the bid relates. A written purchase bid is binding and is subject to the same terms as an online auction bid. The bid must be submitted by 10:00 on 16 November 2026 to the Kouvola office of the National Enforcement Authority Finland, address Vuorikatu 1, 45100 Kouvola, or by email to kouvola.realisointi@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

Payment terms

Deposit

The buyer must immediately pay 20% of the purchase price as a deposit into the National Enforcement Authority Finland’s official funds account. The deposit cannot be paid by credit card. The National Enforcement Authority Finland will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed to be the buyer.

Payment for the balance of the purchase price may, if necessary, be deferred until 9 December 2026. The payment period must be agreed separately. If a deferred payment period is used, annual interest pursuant to section 3(2) of the Interest Act must be paid on the entire purchase price for the whole agreed payment period, from the date of sale until the end of the payment period.

If the deferred payment period is not used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the prescribed period, the buyer must pay default interest pursuant to section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been held.

Other information

The buyer obtains the right of possession of the property when the entire purchase price has been paid. Before receiving the deed of sale, the buyer may not use the property in a manner that diminishes its value. The buyer obtains title to the property upon receiving the deed of sale. The deed of sale will be handed over once the entire purchase price has been paid and the sale has become legally final.

The State has a right of pre-emption in the sale of real property if acquiring the property is necessary to ensure national defence, border control or border security, or to monitor or safeguard territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas, 29 March 2019/469).

Persons from outside the EU and EEA may acquire real property in Finland only if permission is granted for the acquisition (Act on the Permit Requirement for Certain Real Property Acquisitions, 29 March 2019/470). The buyer is responsible for obtaining the permit and for the obligations arising from it. Further information is available on the Ministry of Defence’s website.

The property has been seized and will be sold by a private sale conducted by the enforcement officer, applying as appropriate the general auction terms laid down in the Enforcement Code. The sales prospectus is indicative and is not a comprehensive description of the property for sale.

Buyers are advised to inspect the property for sale, the sales prospectus and the attached documents carefully before submitting a bid.