Rented studio in Järvenpää town centre with a small amount of equity!, Järvenpää

Now available: a studio with a long-term tenancy in Järvenpää town centre!

Apartment:

A charming studio (33 m², studio + kitchenette + balcony) in Järvenpää is an excellent choice for an investor seeking stable returns, or as a first home or addition to a portfolio. The studio is fairly new, so all surfaces and fittings are in like-new condition. The apartment has an open-plan kitchen with modern appliances (including an integrated dishwasher and an induction hob) combined with the living area, creating a bright living space. The French balcony opens to a cosy view, adding atmosphere year-round. The bathroom is modern and underfloor heating enhances resident comfort.

Housing company:

Asunto Oy Järvenpään Plyysi is a company completed in 2019, located in the heart of Järvenpää. The company comprises 60 residential units across seven storeys. The building sits on its own plot, so there is no separate land rent charge. An extraordinary general meeting on 18 December 2025 decided to convert the heating system to geothermal. The housing company will not make its own investment; a geothermal contractor will finance and carry out the project. The company is expected to pay only the building permit fee. Facilities include, for example, private storage rooms and outdoor equipment storage for residents. According to the maintenance survey there are no significant repair measures planned, meaning ownership of this new building is relaxed and free from renovation worries. The housing company’s loan financing charges have been capitalised in the accounts, making them 100% tax-deductible for the investor.

Järvenpää – for those who value practical location

Järvenpää is a growing town with good services and close to the capital. In 2024 Järvenpää ranked 12th in the Finnish landlords’ association city ranking, ahead of Espoo and Jyväskylä. The property is close to amenities, and Järvenpää offers good conditions for work, education, health and leisure. Järvenpää provides practical living: despite good services and connections, living costs are reasonable, and public transport gets you to central Helsinki in under an hour. The property suits those who appreciate nature and urban life. The site is surrounded by a lake, green areas and forests, while the town centre services support a varied lifestyle. Population growth in the capital region and high employment create future demand for rental housing.

Micro location – Pöytäalho

Pöytäalho is a calm and sought-after residential area in Järvenpää town centre, surrounded by green forests and good services. The area combines a central location close to the bustle of the town while remaining peaceful. All everyday services are within walking distance:

• Multiple public transport connections within 500 m

• Järvenpää Art House approx. 280 m

• Kartano School: 400 m

• Health centre, approx. 550 m

• Järvenpää railway station: 650 m

• K-Citymarket Järvenpää: 700 m

• Järvenpää Prisma: 1.2 km

The property is rented for €635/month. After service charges the apartment yields €5,560.80 per year.

The housing company debt remaining (calculated on 28 February 2026) is €102,614.09. The loan interest rate is a modest 2.626%.

If the sale price of the apartment is €28,000 and the rent is €635/month, the return on equity at the current interest level is approx. 10.23%.

The tenant has lived there since 2019, so reliable rent payments can be expected!

Why this property?

✅Like-new apartment (2019) - No renovation worries for years, modern fittings and a popular layout

✅Own plot - no land rent or rent increases

✅Good housing company – A sound housing company is crucial for successful property investment. The company’s capital repayment charges have been capitalised, making them 100% tax-deductible for the investor.

✅Location in growing Järvenpää – Järvenpää is a growing and popular residential area. The apartment is close to services and transport links: it is in the heart of Järvenpää, and the capital is reachable in under an hour!

✅Long-term tenant since 2019 - Easy, already-let property with a tenant who is happy to stay

Bid on this profitable investment apartment in a prime Järvenpää location!