Investor’s dream property in Raisio: 51 m² one-bedroom apartment completed in spring 2027, premium features and approx. 6% net yield, Raisio

Sold to the highest bidder with no reserve price (starting bid €7,500), this exceptionally stylish 51 m² new-build apartment in Asunto Oy Raision Bolero will be completed in spring 2027. The property is on the first floor, and the buyer will assume the original buyer’s position under T2H’s deed of sale and terms of sale.

This one-bedroom apartment has been fitted out to a considerably higher standard than usual. The layout is excellent, with a separate bedroom and a spacious open-plan living room and kitchen. A 6.5 m² glazed balcony and a separate sunroom provide extra space and light. The apartment’s own air-source heat pump ensures comfort during summer heatwaves. Stylish Scandic Oak vinyl planks have been installed throughout, and curtain rails are already fitted to the ceilings.

The premium kitchen features striking Smoke Green cabinetry, a black composite sink and a Tibet worktop. High-quality integrated Gorenje and UPO appliances, including a dishwasher and fridge-freezer, add everyday luxury, as does the matt-black Airfi Rosa cooker hood. The bathroom is tiled in an elegant beige shade and includes a pivoting shower screen, laundry cupboard, bidet and Hansgrohe tap and shower fittings. The apartment also has its own sauna, complete with alder benches and a Harvia Cilindro pillar heater.

The smoke-free housing company is heated energy-efficiently with geothermal energy (energy rating A). The building has a lift and the apartment includes a storage unit, but no parking space is included. The plot is a leasehold plot with an optional ownership arrangement, and the lease runs until 2075. If desired, the redemption price for the optional plot share is approximately €18,300.

In addition to the auction price, the buyer is responsible for the apartment’s transferring obligations, totalling €141,418.62. This consists of the housing-company loan share (€94,228.86) and developer instalments unpaid to T2H (€47,189.76). It is important to note that the amounts payable to T2H form part of the apartment’s purchase price, not the housing-company loan, and their due dates are determined according to T2H’s moving letter. The buyer is also responsible for transfer tax.

Housing costs are itemised in detail. The maintenance charge is €188.70 and the plot lease charge €82.62 per month, totalling €271.32. If the buyer chooses to redeem the plot share, the plot lease charge will naturally no longer apply. In addition, a media charge of €1.50 per month and an advance water charge of €25 per person per month are payable; the latter is later adjusted according to actual consumption. The financing charge for the housing-company loan is €236.41 per month in the first year and, once loan repayments begin, is estimated at €425.65 per month.

For investors, the apartment’s exceptionally high standard of fittings maximises its rental appeal, and the local market suggests a monthly rent of approximately €900 for a property of this type. If the auction price were, for example, €10,000, the total price of the apartment (excluding plot redemption) would be approximately €151,400. This means a price per square metre of under €2,970, which is highly competitive for a high-quality new build. After the estimated maintenance and plot lease charges (€271.32/month), the investment’s net yield would be as much as 5.9%. Combined with the full low-maintenance benefits of a new build and the initial cash-flow leverage provided by the repayment holiday on the housing-company loan, this is an exceptionally effortless and capital-efficient addition to any portfolio.