Foreclosed property, Jyväskylä

The property is sold by ascending bids in an online auction held on www.huutokaupat.com from 9 November to 6 December 2026. Registration is required to participate. The deadline for submitting bids is 18:00, or two minutes after the last accepted bid.

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid accepted as the highest by the service provider’s system. The enforcement officer will separately decide whether to accept or reject the highest bid.

If it is not possible to submit purchase bids through Huutokaupat.com, a prospective buyer may submit a written purchase bid to the enforcement authority, which will be included in the online auction as the maximum bid under the automatic bidding system. The written bid must be signed and state the bidder’s contact details, maximum bid and the item number on Huutokaupat.com to which it relates. The written purchase bid is binding and is subject to the same terms as bids in the online auction. The bid must be submitted by 12:00 on 3 December 2026 to the National Enforcement Authority Finland’s Jyväskylä office, Vapaudenkatu 54, 40100 Jyväskylä, or by email to jyvaskyla.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to terminate the sale or extend the sale period.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The buyer must immediately pay 20% of the purchase price as a deposit to the National Enforcement Authority Finland’s official funds account. The deposit cannot be paid by credit card. The National Enforcement Authority Finland will contact the bidder whose highest bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.

Payment of the balance may, where necessary, be allowed within a maximum of six weeks. The payment period must be stated separately. If a payment period is used, annual interest in accordance with section 3(2) of the Interest Act must be paid on the entire purchase price for the agreed payment period, from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the prescribed period, the buyer must pay default interest in accordance with section 4(1) of the Interest Act on the entire purchase price until the price has been paid or a new sale has taken place.

The buyer is responsible for any fees arising from the transfer of subscription agreements.

The buyer obtains possession of the property when the entire purchase price has been paid. The buyer may not use the property in a way that reduces its value before receiving the deed of sale.

The buyer obtains title to the property upon receiving the deed of sale. The deed of sale will be handed over once the entire purchase price has been paid and the sale has become final.

The property has been foreclosed and is sold by a free sale conducted by the enforcement officer, applying as appropriate the general auction terms laid down in the Enforcement Code. The sales prospectus is indicative and is not a comprehensive description of the property.

Buyers are advised to familiarise themselves thoroughly with the property, the sales prospectus and the attached documents before submitting a bid.

An enforcement appeal against the sale or an act related to or preceding the sale must be lodged within three weeks of the sale. Instructions for appeal will be attached to the decision on the sale.