Ulosmitattu kiinteistö Pyhtäällä, Pyhtää

Specific terms of sale

How to submit bids

The lot is sold by increment bidding in an online auction on the Huutokaupat.com website during 14 November – 4 December 2025. Participation in the auction requires registration. The bidding deadline ends on 4 December 2025 at 15:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the one the service provider’s system has registered as highest. The enforcement officer will separately decide whether to accept or reject the highest bid.

The Enforcement Authority reserves the right to terminate the sale or to extend the sales period.

Bids submitted in the online auction are binding. If a submitted bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment time. Failure to pay the offered purchase price may lead to the buyer’s liability to compensate under section 25 of chapter 5 of the Enforcement Code.

If it is not possible to submit purchase bids via the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the Enforcement Authority, which will be attached to the online auction as the maximum offer for the automatic increment system. The written offer must be signed and must state the bidder’s contact details, the maximum amount offered and the Huutokaupat.com lot number to which the offer relates. A written offer is binding and is subject to the same conditions as online bids.

Written offers must be submitted no later than 2 December 2025 at 12:00 to the Enforcement Authority’s Kotka office, Vuorikatu 5 C, 48100 Kotka, or by email to kouvola.realisointi.uo@oikeus.fi.

Payment terms

Deposit

The buyer must immediately pay a deposit equal to 20 per cent of the purchase price to the Enforcement Authority’s official deposit account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder whose bid is accepted as highest. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period

If necessary, time to pay the remaining purchase price may be granted until 23 December 2025. Use of the payment period must be agreed separately. If a payment period is used, annual interest will be charged on the whole purchase price in accordance with section 3(2) of the Interest Act for the whole agreed payment period from the sale date to the end of the payment period. If no payment period is used, the purchase price must be paid without delay after the bid is accepted. If payment is not made within the specified time, the buyer must pay default interest on the whole purchase price in accordance with section 4(1) of the Interest Act until the purchase price has been paid or a new sale has been held.

Other information

The property has been seized and is sold by a free sale arranged by the enforcement officer, observing where applicable the general auction terms laid down in the Enforcement Code. The sales brochure is indicative and does not provide a comprehensive description of the lot.

Prospective buyers are advised to inspect the lot, the sales brochure and the attached documents carefully before making a bid.

The State has a pre‑emptive purchase right for the sale of the property if acquisition is necessary to secure national defence, border control or border security, or to safeguard territorial integrity (Act on the State’s pre‑emptive right in certain areas 29 March 2019/469).

Persons outside the EU and EEA may acquire real estate in the territory of Finland only with permission (Act on the Permit Requirement for Certain Land Acquisitions 29 March 2019/470). The buyer is responsible for obtaining any required permission and for any obligations arising from it. More information is available on the Ministry of Defence website.