Seized detached house property in Siikajoki, Siikajoki

The property will be sold by online auction on the website www.huutokaupat.com from 2.9.-1.10.2026. Participation in the auction requires registration. The deadline for bids ends on 1.10.2026 at 18:00 (or 2 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer decides whether the highest bid is accepted or rejected. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

If registration is not possible, a written purchase offer may be submitted for the property. The written purchase offer must be delivered by post or email so that it is received by the Enforcement Authority no later than 29.9.2026 at 16:15. The email address is oulu.realisointi.uo@oikeus.fi and the postal address is Enforcement Authority, P.O. Box 1, 00067 Enforcement Authority. A written offer may also be submitted by the above deadline to the Enforcement Authority’s Oulu office at Torikatu 34-40, Oulu. Customer service at the office is open on weekdays 8:00-16:15. The written purchase offer must state the bidder’s name, personal identity code/business ID and contact details. A written offer will be entered into the online auction as an opening bid. The person submitting the written purchase offer is responsible for ensuring that the offer has arrived by the given deadline. The written purchase offer is binding, and the same terms apply as in the online auction.

The enforcement authority reserves the right to end the sale or extend the selling period.

The property has been seized and is sold by private sale arranged by the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms laid down in the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority’s official funds account. Once the payment is credited to the official funds account, the enforcement officer will issue the sale decision, which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must nevertheless pay 20% of the purchase price as a deposit immediately.

Payment period: If necessary, a payment period of up to six weeks from the sale decision may be granted for the remaining purchase price. Interest at the annual reference rate is payable on the full purchase price for the entire payment period from the date of sale until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted payment period, annual default interest will then be charged; it is currently 9.50%.

Obligations transferred to the buyer

Upon transfer of ownership of the property, the buyer must pay transfer tax of three per cent on their own initiative before applying for title registration and no later than six months after the deed of sale is signed. The buyer is responsible for the costs of title registration and transfer tax.

The sale conditionally includes a water and sewer connection. In order to transfer the water connection into their name, the buyer must pay any arrears related to the connection to the water company (Paavolan Vesi Oy). As of 26.8.2026, arrears amount to EUR 538.56. The plot valve was closed on 2.12.2024. Opening the plot valve costs EUR 52.00 + VAT 25.5% EUR 13.26, i.e. EUR 65.26 in total.

The buyer is responsible for any fees arising from the transfer of connection agreements.

The State has a right of pre-emption in the purchase of the property if the acquisition is necessary to ensure national defence, border control or border security, or to supervise or safeguard territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas 29.3.2019/469).

Foreign nationals specified by law are entitled to acquire property in the territory of the Finnish State only if a permit is granted for the acquisition (Act on the State’s Right of Pre-emption in Certain Areas 29.3.2019/470).

Object's terms of sale

The object is sold by online auction with increment bids on the website www.huutokaupat.com. The deadline for submitting purchase offers ends on 1.10.2026 at 18:00 (or 2 minutes after the last accepted purchase offer has been made).

The Enforcement Service is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as the highest. The enforcement officer separately decides whether the highest bid will be accepted or rejected. Bids submitted in the online auction are binding. If a bid is accepted, the person who submitted it is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation in accordance with Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sales period.

If it is not possible to submit bids through Huutokaupat.com, the prospective buyer may submit a written bid to the enforcement officer. The bid is attached to the online auction as a maximum bid under the bidding system. The bid must be submitted in writing to the Enforcement Service no later than 29.9.2026 at 16:15 at the address Enforcement Service / Ulosottolaitos, P.O. Box 1, 00067 Enforcement Service or Enforcement Service / Oulu office, Torikatu 34-40 Oulu, or by email to oulu.realisointi.uo@oikeus.fi. A written bid is binding and the same terms apply as in the online auction. The written bid must be signed and must state the bidder’s contact details, the maximum amount of the bid, and the number of the object in the Huutokaupat.com service to which the bid relates.

The property is seized and sold under hand through the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.