Seized property in Ummeljo, Kouvola

The lot will be sold by incremental bids in an online auction held on the www.huutokaupat.com website between 6 July and 17 August 2026. Participation in the auction requires registration. The deadline for submitting bids ends at 12:00 on 17 August 2026 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as highest. The bailiff will decide separately whether to accept or reject the highest bid.

Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the announced payment period. Failure to pay the offered purchase price may lead to the buyer’s liability under section 25 of chapter 5 of the Enforcement Code.

If it is not possible to submit purchase offers through the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be attached to the online auction as a maximum bid in accordance with the automatic increment. The written offer must be signed and must state the bidder's contact details, the maximum amount of the offer and the Huutokaupat.com listing number to which the offer relates. The written purchase offer is binding and is subject to the same terms as the online auction. The offer must be submitted no later than 10:00 on 14 August 2026 to the Enforcement Authority's Kouvola office at Vuorikatu 1, 45100 Kouvola or by email to kouvola.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

The buyer must immediately pay a deposit of 20 per cent of the purchase price to the Enforcement Authority's official account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the person whose highest bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

If necessary, up to six weeks' payment time may be granted for the remainder of the purchase price. Any payment period will be notified separately. If a payment period is granted, annual interest will be charged on the full purchase price in accordance with section 3(2) of the Interest Act for the entire agreed payment period from the date of sale to the end of the payment period. If no payment period is granted, the purchase price must be paid immediately after the bid is accepted. If payment is not made within the prescribed time, the buyer must pay default interest in accordance with section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been carried out.

The buyer will obtain the right to possession of the lot once the full purchase price has been paid. The buyer must not use the property in a way that reduces its value before receiving the deed. The buyer will acquire ownership of the lot upon receipt of the deed. The deed will be delivered once the full purchase price has been paid and the sale has become legally valid.

Participants in the online auction are advised to ensure that their contact details registered with www.huutokaupat.com are up to date. In principle, the buyer and new owner will be the person who has made the accepted bid in the online auction. If the bidder has made the bid wholly or partly on behalf of another person, they must provide a power of attorney or other evidence of their right to bid on behalf of that person. If the highest bidder has made a bid on behalf of another, the buyer's details and the power of attorney must be submitted immediately after the bid is accepted by email to kouvola.realisointi.uo@oikeus.fi. Otherwise the sale decision and the deed will be made out to the party who made the highest accepted bid.

The State has a pre-emption right in the sale of real property if acquiring the property is necessary for national defence, border control or border security, or for monitoring or safeguarding territorial integrity (Act on the State's pre-emption right in certain areas 29 March 2019/469).

Persons from outside the EU and EEA may acquire real property in the territory of the State of Finland only if a permit is granted (Act on the permit requirement for certain acquisitions of real property 29 March 2019/470). The buyer is responsible for obtaining any required permit and for any obligations arising from it. More information is available on the Ministry of Defence website.

The asset has been seized and will be sold by a free sale conducted by the bailiff, in compliance where applicable with the general auction terms laid down in the Enforcement Code.

The sales brochure is indicative and does not provide a comprehensive description of the lot. Buyers are advised to inspect the lot, the sales brochure and the attached documents carefully before making an offer.