Seized terraced apartment (4 rooms + kitchen + sauna) in Hammaslahti, Joensuu, Joensuu

The item will be sold by upward bidding in an online auction held on the Huutokaupat.com website between 08/04/2026 and 29/04/2026. Participation in the auction requires registration. The deadline for submitting bids ends on 29/04/2026 at 12:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the operation of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

If it is not possible to submit purchase bids via the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority, which will be attached to the online auction as the maximum bid according to the automatic increment.

The written offer must be signed and must state the bidder's contact details, the maximum amount of the offer and the Huutokaupat.com lot number to which the offer relates.

A written purchase offer is binding and the same terms apply as in the online auction. The offer must be submitted no later than 28/04/2026 at 12:00 to the Enforcement Authority's Joensuu office, address: Yliopistokatu 6B, 80100 Joensuu or by email to: kuopio.realisointi.uo@oikeus.fi.

Buyer's liability to compensate:

Bids placed in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may lead to the buyer's liability to compensate under section 25 of chapter 5 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or to extend the sale period.