Foreclosed property (semi-detached house unit) in Uurainen, Uurainen

How to place bids

The lot is sold by ascending bids in an online auction held on the Huutokaupat.com website between 16 February 2026 and 18 March 2026. Participation in the auction requires registration. The bidding deadline ends at 18:00 or three minutes after the last accepted bid. The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has registered as the highest. The enforcement officer will separately decide whether to accept or reject the highest bid.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer’s liability for compensation under section 25 of chapter 5 of the Enforcement Code.

Deposit

The buyer must immediately pay a deposit equal to 20% of the purchase price to the Enforcement Authority's official account. The Enforcement Authority will contact the maker of the highest bid whose bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period

A payment period of up to six weeks may be granted for the balance of the purchase price if necessary. The payment period must be agreed separately. If a payment period is granted, annual interest in accordance with section 3(2) of the Interest Act shall be paid on the entire purchase price for the agreed payment period from the date of sale until the end of the payment period.

If no payment period is granted, the purchase price must be paid immediately after acceptance of the bid. If payment is not made within the specified time, the buyer must pay default interest on the entire purchase price in accordance with section 4(1) of the Interest Act until the purchase price is paid or a new sale has taken place.

Application for title registration and transfer tax

The buyer must apply for title registration within six months of the date of the deed of sale. The buyer must pay the transfer tax on their own initiative at the latest when applying for title registration. The transfer tax is 3% of the purchase price.

Transfer of possession and ownership

The buyer will obtain possession of the lot once the full purchase price has been paid. The buyer must not use the property in a way that reduces its value before receiving the deed of sale.

The buyer will obtain ownership of the lot upon receipt of the deed of sale. The deed will be delivered when the full purchase price has been paid and the sale has become final.

Other information

The property is subject to enforcement and is sold by public sale conducted by the enforcement officer, following, as applicable, the general auction terms laid down in the Enforcement Code.

The sales brochure is indicative and does not provide a comprehensive description of the lot.

The buyer is responsible for any fees arising from the transfer of connection agreements.

Buyers are urged to familiarise themselves thoroughly with the lot, the sales brochure and the attached documents before placing a bid.

The State has a right of pre-emption in the sale of the property if acquiring the property is necessary to secure national defence, border control or border security, or to monitor or secure territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas 29.3.2019/469).

Persons from outside the EU and EEA may acquire property in the territory of the Republic of Finland only if a permit is granted (Act on the Permit Requirement for Certain Acquisitions of Real Property 29.3.2019/470). The buyer is responsible for obtaining any required permit and for any obligations arising from it. More information is available on the Ministry of Defence website.

Appeals

An enforcement appeal against the sale and any action related to or preceding the sale must be filed within three weeks from the date of sale. Appeal instructions are attached to the sale decision.