Foreclosed property with buildings in Leivonmäki with good transport connections, Joutsa

How to submit bids

The lot is sold by incremental bids in an online auction held on the www.huutokaupat.com website between 16 January 2026 and 15 March 2026. Participation in the auction requires registration. The deadline for submitting bids ends at 18:00 or three minutes after the last accepted bid. The Enforcement Authority is not responsible for the service provider's system performance. The highest bid is the one that the service provider's system has registered as highest. The enforcement officer will decide separately whether to accept or reject the highest bid.

Deposit

The buyer must immediately pay a deposit of 20 per cent of the purchase price to the Enforcement Authority's designated account. The Enforcement Authority will contact the maker of the highest accepted bid. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be regarded as the buyer.

Payment period

A payment period of up to six weeks may be granted if necessary. The payment period must be agreed separately. If a payment period is used, annual interest under Section 3(2) of the Interest Act will be charged on the whole purchase price for the agreed payment period from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid immediately after acceptance of the bid. If payment is not made within the specified time, the buyer must pay default interest under Section 4(1) of the Interest Act on the whole purchase price until the purchase price has been paid or a new sale has been carried out.

Applying for title and transfer tax

The buyer must apply for title to the acquisition within six months of the date of the deed of sale. The buyer must declare and pay the transfer tax no later than when applying for title. The transfer tax is 3% of the purchase price.

Transfer of possession and ownership

The buyer obtains the right of possession to the lot when the entire purchase price has been paid. The buyer may use the property in a way that reduces its value before receiving the deed of sale.

The buyer obtains ownership of the lot upon receipt of the deed of sale. The deed of sale will be handed over when the entire purchase price has been paid and the sale has become final.

Other information

The asset has been seized and will be sold by auction arranged by the enforcement officer in accordance, where applicable, with the general auction terms set out in the Enforcement Code.

The sales brochure is indicative and is not a comprehensive description of the lot.

Buyers are advised to familiarise themselves thoroughly with the lot, the sales brochure and the attached documents before making a bid.

The State has a pre-emption right in the sale of the property if acquisition of the property is necessary for the defence of the country, border control or border security, or to ensure or protect regional inviolability (Act on the State’s pre-emption right in certain areas 29 March 2019/469).

Persons outside the EU and EEA may acquire real estate in the territory of the State of Finland only if a permit is granted (Act on the requirement for permits for certain acquisitions of immovable property 29 March 2019/470). The buyer is responsible for obtaining the permit and for any obligations arising from it. More information is available on the Ministry of Defence's website.

Appeals

An enforcement appeal against the sale and actions related to or preceding the sale must be made within three weeks from the date of the sale. The appeal instruction is attached to the sales decision.