Rented studio — over 11.5% yield and €115 positive cash flow in a pipe‑renovated building, Lahti

Bid here for a low‑priced flat with a solid rental yield and positive cash flow!

Why is this a good investment?

✅ Clearly positive cash flow — €115.02/month

✅ Rental yield over 11.5%

✅ Return on equity over 23%

✅ Low purchase price

✅ Good tenant with clean credit history

✅ Lahti is a growing, vibrant university city

✅ Well‑maintained building with pipe renovation

The flat

Sold as a pre‑let studio with alcove, 1 room + kitchenette + alcove, 30.5 m², with a large glazed balcony. The apartment is in satisfactory condition as shown in the pictures. The tenancy began on 8 December 2025 with an open‑ended lease to a tenant with a clean credit record. The first possible termination date of the lease is 1 October 2026. Despite the apartment being in satisfactory condition it attracted a lot of interest quickly and was easy to let. There is also potential for cosmetic refurbishment.

Rental yield and cash flow

The monthly rent is €370/month. Service charges are paid by the tenant directly to the housing company. The property's rental yield at a debt‑free price of €20,000 is over 11.5% and the return on equity at a bid price of €10,000 is over 23%! The property produces a positive cash flow of €115.02 per month, i.e. €1,380.24 per year. The financing charge is tax‑deductible for an investor.

The housing company
The housing company is well managed. Works carried out include a pipe renovation, balcony renovation and glazing, and replacement of windows and balcony doors. The building's façade is also very neat.

The city

Lahti is a growing university city in southern Finland offering a stable rental market, good return potential and a strong location. With about 121,000 inhabitants, Lahti is the centre of Päijät‑Häme and within the Helsinki metropolitan area’s sphere of influence — the train to Helsinki takes about 50 minutes. Population trends have been stable, and numbers of students and working‑age residents are increasing. Lahti is known for a variety of educational institutions: LUT University, LAB University of Applied Sciences and several secondary institutions create steady demand especially for small and medium‑sized rental flats. Students and young professionals form a significant share of the city's renters. Recently Lahti has invested in sustainable urban development and vitality, attracting companies and investments particularly in circular economy and environmental technology. Employment has improved and demand for rental properties remains strong. Lahti’s reasonable prices combined with stable rental demand offer investors a favourable risk–return profile.

Micro location

The flat is in the Nastola area of Lahti, a pleasant and peaceful residential district where nature and everyday services are well balanced. Local shops, schools, a kindergarten and a pharmacy are within walking distance. The area has good connections to Lahti city centre and the motorway, making travel easy by car or public transport. Outdoor enthusiasts have varied running routes and recreational areas nearby.

Housing company renovations

2022 Balcony renovation and glazing, and

replacement of heat exchangers

2016 Replacement of windows and balcony doors,

replacement of domestic water pipes and pipe relining

2015 Balcony core sampling and

analysis, asbestos survey, balcony condition inspection

and repair planning, replacement of locks

2014 Cleaning of ventilation ducts

2012 Repair of air‑to‑water heat pump hybrid, repair

of an apartment moisture damage.

2011 Stairwell painting, refurbishment of a commercial unit

2010 Implementation of pipe renovation (new

domestic water pipes and pipe relining), updating of locks

and replacement of apartment windows and

balcony doors. Installation of LED lighting.

Replacement of radiator thermostats

2009 Planning of pipe renovation, sewer, HVAC and

electrical plans

2008 Cleaning of ventilation ducts and painting of carport doors

2006 Sauna renovation

2005 Conversion of antenna to digital

2003 Painting of balcony ceilings, cleaning of ventilation ducts,

roof painting and construction of a waste shelter,

Buy this very low‑priced investment for yourself!